Thanks guys for the info.

I got a problem here. I bought a kingston 8gb MicroSDHC. My n95 keeps locking my memory card. It says need to insert password.

I've tried reformatting it through my pc. Then when i put it back to my phone, the same thing happen. Need to insert password. The memory card works fine in my pc, I'm able to transfer file to it.

I have the latest firmware installed. The same thing happened to the old firmware.