Today me & my gf went to Public Bank to open a Joint Account. When we give our IC to the officer, she said you can't open a Joint Account since the address in IC is different.

Does all banks have this kind of rules or only PB Bank?

It doesn't make sense at all

The teller just told that is their rules. She said u need a document to prove it.

Then I explain to her that the reason I'm opening a joint account it to pay my housing loan. My housing loan also took from PB Bank. I even charge for RM10 for opening a SI account.

Then she said I can open the Joint account but with term&cond. Need to pay RM2 for every transaction when I pay the housing loan because the loan I took is from different branch.

Additional RM2 charges for transaction bcoz of different branch even the loan is took from PB bank? Is this kind of rules is stupid or wat?