Today me & my gf went to Public Bank to open a Joint Account. When we give our IC to the officer, she said you can't open a Joint Account since the address in IC is different.

Does all banks have this kind of rules or only PB Bank?

It doesn't make sense at all

Hi,

From my experience with Maybank was in order to open Joint Account, you need to have some sort of close relationship with the other holder eg husband and wife. When I tried to open a joint account in Maybank a few months ago, they don't allow us to open unless we can provide a marriage cert for them to acknowledge it.

The following day, we brought our marriage cert to PB bank and want to open joint account there. However, it isn't required at all. Anyway, that was 3 months back.

Emm.. I wasn't sure if this is a regulation by Bank Negara or within bank itself.

Hope someone can enlighten this issue for you.

why the [WTS] tag.
not supposed to be [WTA]??

regarding this, Im not sure, but I would like to know too..

but last time I can open a PB bank acc although my add is not the same with the current address used to apply.
edited:
diff bank/branch applies diff regulation, I guess.

Coz last time when I want to open a RHB acc, been told add is differ, so cannot, need some sort of reference letter.



This post has been edited by atlantis2007: Jan 11 2008, 03:54 PM

huh got such thing?

Got such bullshit thing? New rules? or just the new rules imposed by their own staff?

Same thing happened to me in Maybank. End up opening account joint account at PBB. But I never faced any problem in opening joint account in PBB though our add also difference.

Since when they implement this rule?

@wongck,
You should check with the bank teller as to the reason; sometimes it's because the bank wants to make sure u two are related (and bf/gf is probably not counted as relations) and using address as a 'check'. However, it may not be 100% accurate; I may or may not live in the same household as my folks

PS: My mom & aunt opened a joint account to keep some $ for my grandma and didn't have any problems with the different address problems. I believe the account was also opened at PB.

The teller just told that is their rules. She said u need a document to prove it.

Then I explain to her that the reason I'm opening a joint account it to pay my housing loan. My housing loan also took from PB Bank. I even charge for RM10 for opening a SI account.

Then she said I can open the Joint account but with term&cond. Need to pay RM2 for every transaction when I pay the housing loan because the loan I took is from different branch.

Additional RM2 charges for transaction bcoz of different branch even the loan is took from PB bank? Is this kind of rules is stupid or wat?

@wongck,
It seems a bit doh to me. Y don't u check with another teller and if need, speak to the Bank Manager or something. I don't see Y i should be paying RM2 for every transaction used; perhaps there's just many different accounts and this particular one she's recommending is not the most appropriate one.

You should be able to get the information on their website; and if really there's a transaction charge of RM2 due to different braches, might as well go open it at the other branch office instead.

Banks are getting so ma fan!

it's weird..

i opened joint account wif my gf 6 months ago at CIMB.. not much question asked.. just fill up the form..

diff add? i dont think so..

they only ask why wanna open joint acc.. what is that use for?

it means that u r a boy?? or u r a gal?? coz u got a female tag..

btw, i noe that cimb bank din asked much abt opening a/c.. but, cimb bank do not have account book..

If the teller tell you so, that mean it is true. Since they cant earn anything from you.

But the Rm2 charge is really stupid. No choice, u need to open the bank acct at ur load public bank lol.

Or no SI but bank in using pbebank.com every month!

in internet. a male tag is a male, a female tag is also a male, no tag then sure is a male. Just remember. No female here. so, i doubt your sex actually?!

offtopic: i am 100% female!

no ark...bf n gf can open wat..me and bf open so many without much problems...Hmm...

Having same problem open acc at PBB sri gombak bcos im from jb, after that i ask my company write a letter proof that im work at bt caves only let me open an acc.
wasting time..rushing 2 time

Any bank still can open joint account? If need to be same address on IC then is easy, just change a new card word same address.