Still a student:
Good that you've started thinking and worrying about your future.

Some facts. If to work for someone in future and 'makan gaji', sure EPF is not enough to sustain for old age. I hope I had earlier plan for myself.
I'm just starting to learn on investment recently, after near 10 yrs working.

Share market is not for everyone. One need to have the preparation to have possibility to lose all $$ at a start. If u r the type than can have sleepless night after losing 50% of money and resultant in lose in concentration is studies, etc. It's not worth to pursue this path for now. Wait till you have the mentality to be ok to lose some $, then it's ok to start.

If u r still a student in 2' school, and would like to venture into stock market in the future, then plan to study in financial related field (can be just elective course).

For now, invest your RM2,000-00 in ASM or Sukuk. And if you are a Bumi, invest in ASB. These have much higher return than FD.

Learn about fundamentals in share (ie what is PE, DY, ROR, ROE, etc first) and carry out 'offline' investment without using money.
You can easily do this on excel by assuming you have invested in a stock at certain price and sell it etc (and monitory the your performance).
See how far you can go. Do add RM30 to 40 on cost for every RM1700 you invest and likewise when you sell. ie every for every share you buy, you have to consider a minimum of ~ RM60 or RM90 (depending on the investment mode and company you used) cost for stamp duty and fees to be paid. In other words, if you buy 10 lots of share for RM1,700 and selling for RM1,800, your net profit is only RM10 to RM25.

Only when you are able to always make profit with you 'offline' trading do you start the real 'gambling' in the stock market.
If you lose in the offline/self trading, well - luckily you've not started with the real money.
If you've earned - well, just think that in real scenario, you are not always able to successful in buying the share (as ppl are not selling) or selling it when the price is right.

Hope this help.



This post has been edited by YZhu2010: Nov 7 2010, 12:14 PM