anyone have go and settle with 20% discount?
Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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 Jan 2 2018, 06:12 PM
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#1
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Junior Member
238 posts Joined: Apr 2009 
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Nov 13 2018, 09:11 AM
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#2
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238 posts Joined: Apr 2009
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HI all,
Just would like to ask is it worth to use EPF 2 account to pay off PTPTN? with 20% off. |
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Nov 19 2018, 09:51 AM
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#3
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238 posts Joined: Apr 2009
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QUOTE(David83 @ Nov 13 2018, 09:23 AM) Worth of not is very subjective. Thanks.EPF Account 2 can be used for property related transaction. Think properly.  Yes even EPF dividend is much higher, will think twice... |
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Dec 6 2018, 02:23 PM
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#4
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Junior Member
238 posts Joined: Apr 2009
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QUOTE(David83 @ Dec 6 2018, 02:18 PM) I just made a full settlement by paying online. Hi, the money from epf account 2 can be fully used to pay it off?The staff that I liaised with said can pay online. or only certain % quota. |
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Dec 6 2018, 03:07 PM
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#5
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Junior Member
238 posts Joined: Apr 2009
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QUOTE(fruitie @ Dec 6 2018, 02:25 PM) Can use all so long you have the money.  QUOTE(David83 @ Dec 6 2018, 02:30 PM) EPF Account 2 can be emptied. Thanks, not sure Epf this year dividend how much...Will walk to EPF counter and check for total how much to pay for it. |
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Dec 7 2018, 09:37 AM
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#6
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Junior Member
238 posts Joined: Apr 2009
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QUOTE(fruitie @ Dec 7 2018, 09:23 AM) Does anyone know what exactly is needed for EPF account 2 withdrawal? I planned to withdraw around 67% of it and the remaining will be paid from my CC to earn some cash back before converting to 12 months BT. Hi I just called PTPTN 03-21933000 yesteday and the officer followed-up with whatapps.I Googled and I can apply via online e-Pengeluaran form, however I cannot remember my tarikh mula pengajian and tamat pengajian. Also the dates can only be backdated to last 10 years, I started my degree program before that.  I guess I have no choice but to walk into the nearest EPF centre to apply for withdrawal. If anybody knows what else is needed besides my Degree transcript and cert, then please let me know. I just don't want to spend few trips there for the same thing. Also how long will it take for it to be transferred to PTPTN? Thanks! The PTPTN officer will inform your degree tarikh mula pengajian and tamat pengajian. Once you apply through e-Pengeluaran form, have to wait for KWSP sms and bring degree transcript and cert to nearest PTPTN for thumbprint. and PTPTN officer informed it will take around 14 days for KWSP to transfer the money. Better act fast now. Btw, i applied e-pengeluaran yesterday and still waiting KWSP sms... |
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Dec 17 2018, 09:48 AM
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#7
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Junior Member
238 posts Joined: Apr 2009
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QUOTE(David83 @ Dec 16 2018, 02:57 PM) PTPTN is under government services; not financial services/institution. How about if pay by Maybank Barcelona Card?Hence, no TP is awarded if you use MBB2 AMEX to pay. Only will earn cash back if you pay during weekends. PTPTN MCC is MCC 9399 - Government Services Is it entitled cashback 2%? |
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Dec 17 2018, 09:58 AM
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#8
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Junior Member
238 posts Joined: Apr 2009
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QUOTE(David83 @ Dec 17 2018, 09:51 AM) This is the exclusion list for MBB FCB VS: Ops... seem like not possible...Thinking to use which credit card to settle it... |
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Dec 17 2018, 11:17 AM
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#9
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Junior Member
238 posts Joined: Apr 2009
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QUOTE(fruitie @ Dec 17 2018, 10:05 AM) I got cash back for FCB VS. QUOTE(David83 @ Dec 17 2018, 10:13 AM) Just pay at PTPTN portal or office. Okay thanks for the infoDon't use FPX or JomPay. At first thought to use AMEX to pay it at counter. but seem like unable to earn the treatpoint. |
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Dec 17 2018, 01:09 PM
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#10
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Junior Member
238 posts Joined: Apr 2009
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QUOTE(fruitie @ Dec 17 2018, 01:01 PM) Just use online portal to pay PTPTN, I got cash back for FCB VS. okay thanks.  |
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