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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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myroy
post Jul 8 2014, 03:45 PM

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dont know in lyn have ptptn section.
its good to know that

Btw i have lot of debts now :'(
foundation RM8k
degree RM50k

now still study...
myroy
post Feb 27 2017, 05:24 PM

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my loan:
Foundation - RM8k (2011-2012)
Degree - RM55k (2013-2016)
Finish study dec 2016
Start getting job Feb 2017

When i went to ptptn counter they said I need to pay lump sum for my foundation loan, if not my name be black listed.

Seriously I need to pay lumpsum?
Why i cant pay monthly like normal?
p/s: My degree loan monthly payment will start 7 month after my study
myroy
post Feb 28 2017, 09:32 AM

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QUOTE(MNet @ Feb 27 2017, 08:12 PM)
What u can do now is reschedule the payment.
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to reschedule the payment, I think I need to pay half than that amount right?
does reschedule will affect my CCRIS history?
myroy
post Feb 28 2017, 10:40 AM

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QUOTE(KannaSai1 @ Feb 28 2017, 09:43 AM)
nope. reschedule /restructure wont affect your crris .
better reschedule and take the money to invest for better return since the interest is so low. biggrin.gif
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should I pay certain amount 1st before reshedule?
Foundation RM8k
Degree RM55k

btw tq for your reply
myroy
post Mar 6 2017, 09:27 AM

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QUOTE(LazyKurosaki @ Mar 5 2017, 11:25 PM)
No. Im.nt first class degree holder and dont have any knowledge in all these.. but nw I wanna know, issit true what the ptptn officer told me that I have to pay 30% of my total late payment only can start paying my monthly installment ?
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yes, your case same with me...
I need to pay 25% from my foundation 1st b4 proceed to monthly payment
They said, letter only prevent you from CCRIS

bangwall.gif
myroy
post Aug 31 2019, 01:28 AM

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QUOTE(CardNoob @ Aug 30 2019, 09:12 AM)
great initiative just hope that later when get a better job dont upgrade car
myroy
post Dec 27 2020, 11:21 AM

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Hi just want to know, if make auto deduct monthly still got discount?
myroy
post Dec 27 2020, 11:37 AM

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QUOTE(GrumpyNooby @ Dec 27 2020, 11:30 AM)
No discount even if you make full payment.
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ouch...
since when this is started?

myroy
post Dec 27 2020, 02:42 PM

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QUOTE(GrumpyNooby @ Dec 27 2020, 12:22 PM)
If I remembered correctly, 20% discount for full payment had ended on 2018 and never hear of further extension from subsequent budgets.
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ok then i just need to pay as usual
thanks
myroy
post Dec 15 2021, 12:39 AM

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QUOTE(hostingmalaya @ Dec 8 2021, 11:58 PM)
https://amirazman.my/tutorial-pendaftaran-d...ct-debit-ptptn/
Saya harap ini membantu untuk sesiapa yang ingin buat pendaftaran direct debit PTPTN
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thank you appreciate it

 

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