i got a question regarding the 3% to 1%~

i already updated my info but get a reply saying my pembayaran havent start so cant change~

but now it started the repayment with 3% interest~
now i try to registered the 1% interest again and it said i already done that but my interest still 3%

any idea how to solve this problem? encounter before?

3% interest is killing me slowly~

if blacklisted by immigration, u can skip the vacation in other countries~
cause once blacklisted, u cant even board the plane~

if vacation in other state i still not sure~

wanna ask regarding the ujrah 3% to 1%~
i just received a few forms from them telling that i need to fill in all these form~

one of the forms is the loan repayment through deduction from salary~
does that mean that if i apply for the 1%, the repayment method is through salary deduction?

wah, its like forcing us to pay back~
rm300 for me is quite high~
but i think currently they didnt do that cause i didnt heard any complain from my friends yet~

To check your name or your statement go to E-FES
if u dont know the pincode, just request through sms, and they'll reply u within 20seconds~

If u can pay back one shot its better~
Not need pay interest and maybe got discount~