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Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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joshgm_119
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 Sep 24 2018, 10:15 AM
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Getting Started
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QUOTE(MapleSyrup77 @ Sep 24 2018, 12:44 AM) Just wondering, is it possible to pay the monthly installment more than the allocated amount online? Because I am confused with the UI at the bottom of the penyata online for online payment, regarding the "Bayaran Balik" column. EDIT: I included the screenshot. [attachmentid=10035697] Hi, To answer your question, yes you can pay more than what your installment amount is. But what appears weird is, my bayaran balik column shows me the total outstanding amount that I have left and not "0.00". May be worth checking with PTPTN themselves on this. Cheers J |
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joshgm_119
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Sep 26 2018, 01:49 PM
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Getting Started
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QUOTE(sidefulnes @ Sep 26 2018, 01:39 PM) From what I know, Your tungakan bulanan the sum of (ujrah + repayment you should pay for current month) + (whatever previous month you owe) , while the bayaran balik is the amount paid more than tungakan bulanan. For example, tungakan bulanan is RM200 but payment RM300, therefore the table will show Tungakan bulanan - RM200 Bayaran Balik - RM100 Ah thanks, makes more sense now! I'm on the 3% loan. Did not change to the 1%, hence explains why I'm seeing it differently. Cheers! J |
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joshgm_119
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Dec 19 2018, 02:13 PM
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Getting Started
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QUOTE(jason18689 @ Dec 19 2018, 02:00 PM) Okay! indeed this shall be pinned. I did my full settlement in just a phone call. I also mentioned that i want to use CC, then they send you the steps, and viola paid! thanks... Excellent stuff man! I'm planning to get mine done the same way in a couple of days. Possible to get it all done in a day? Cheers! |
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joshgm_119
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Dec 25 2018, 11:13 PM
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Getting Started
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QUOTE(jason18689 @ Dec 23 2018, 05:50 PM) Yea, so basically I cleared off in 6 years, couldnt really believe it in myself. But nevertheless, thanks! It is possible. In fact, i did mine in less than 20 minutes (calling, waiting for PTPTN email, pay via credit card and replying the email back to PTPTN with payment proof as attachment). Thanks man! Did it in around the same time frame. They did say that the release letter should be available after the 10th of Jan. Cheers! |
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joshgm_119
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Jan 30 2019, 06:46 PM
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Getting Started
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QUOTE(David83 @ Jan 30 2019, 03:39 PM) For those who have made full settlement recently, do they mail the settlement to you? 1. Snail mail to mailing address OR 2. Soft copy to your email Or they expect you to login to their portal to save a copy on your own? Hi In my case, it was emailed to me by the officer that assisted me in getting everything settled. Cheers! |
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joshgm_119
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Apr 18 2019, 10:37 AM
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Getting Started
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QUOTE(kuci_mayong @ Apr 18 2019, 08:37 AM) I also wonder the same thing now that they canceled the 10% discount. Seriously feel cheated by new gov. Hey there I'm curious as to how the ending of the 10% discount relates to being cheated by the gov? If you were supposed to pay PTPTN RM100, and you had a 10% discount for 3 years (paying RM90) and on the 4th year you just went back to paying what you originally owe.. How is that being cheated? On the contrary, shouldn't an individual be thankful that there was a discount in the first place? That would just be paying what you owe, as how loans are meant to be? Or what am I missing? Cheers! |
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