how you all pay back the ptptn loan? via bank? as i know they will charge some processing fees. Any1 know where we pay back without processing fees.
Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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 Oct 30 2008, 03:24 PM
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#1
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Senior Member
1,015 posts Joined: Jan 2003 From: ~kUala lUmpur~ 
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Oct 30 2008, 03:38 PM
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#2
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1,015 posts Joined: Jan 2003 From: ~kUala lUmpur~
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QUOTE(mouldybread @ Oct 30 2008, 03:17 PM) question i dun think the ptptn record with connect also with private credit records. so far we know that most of the students didn't pay back the ptptn but still own a big house or big car in loan payments. ptptn records only will take action by gov. Beside that, as i know they planning in deduct from the epf account automatically?does this ptptn loan count towards/against other loan (housing n car) ? example ptptn loan payment per month is 300 want to buy house monthly installment is 900 salary is 3k(assume) bank can consider your monthly max repayment is 3k/3 = 1k/month but have to pay 1.2k monthly if pay 4 housing n ptptn so bank approve? another question if u delay/reduce in payment to ptptn, does it count towards the credit agency/ctos bad records when u want to apply 4 credit cards and/or housing/car loans? Thanks in advance  |
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Mar 15 2009, 08:38 AM
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#3
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1,015 posts Joined: Jan 2003 From: ~kUala lUmpur~
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if payback via bank sure have the service charges, anyone know other type of payback with no service charges?
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Dec 23 2009, 11:52 AM
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#4
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1,015 posts Joined: Jan 2003 From: ~kUala lUmpur~
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actually where u guys pay the payments without charges by the banks?
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