Nov 28 2011, 09:41 AM
QUOTE(lipton tea @ Nov 21 2011, 07:26 PM)
on the subject of ptptn, my friends and i were having a meal the other day and they shared their experiences with me,
guess what.......one already graduated like 4 years ago and til now havent paid a single cent! He did get some warning letter and stuff and he still did nothing about it.....furthermore, he just came back from a trip overseas last week and was not blacklisted!
Then my 2 other friends added that they have yet to make any payment as well since they graduated like 3 years and 2 1/2 years ago respectively. I asked them why they have yet to pay a single cent since they're all working and have really stable jobs. They also say that they do not have any financial burdens or commitments. Plus, they also received some letters like warning and final warning and reminders and stuff...
Do you think PTPTN is too lenient?
they will still charge 3% pa on outstanding loan. so the longer he hold the loan, the more he lose. unless he is currently keeping his money in some sort of investment giving more than 3% return.guess what.......one already graduated like 4 years ago and til now havent paid a single cent! He did get some warning letter and stuff and he still did nothing about it.....furthermore, he just came back from a trip overseas last week and was not blacklisted!
Then my 2 other friends added that they have yet to make any payment as well since they graduated like 3 years and 2 1/2 years ago respectively. I asked them why they have yet to pay a single cent since they're all working and have really stable jobs. They also say that they do not have any financial burdens or commitments. Plus, they also received some letters like warning and final warning and reminders and stuff...
Do you think PTPTN is too lenient?
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