Jan 8 2009, 09:32 AM
QUOTE(POYOZER @ Jan 8 2009, 12:06 AM)
i every month pay rm100
but the balance that i need to settle up increase month by month
it's like no different
i only borrow from them about RM31700
but now the current balance is RM32221
every month pay RM100 like doesn't give any effect to reduce the balance
do you follow the monthly amount that you suppose to pay in the contract ?but the balance that i need to settle up increase month by month
it's like no different
i only borrow from them about RM31700
but now the current balance is RM32221
every month pay RM100 like doesn't give any effect to reduce the balance
example, my loan is 21k and i need to pay RM153++ a month for the next 15 years ... this calculation is from 4% ...
i guess your monthly is not RM100, hence you owe them and the interest keep growing ...
Added on January 8, 2009, 9:36 am
QUOTE(sheahann @ Jan 3 2009, 05:55 PM)
omfg ... i loan RM 49500 .. my interest rate is 1% (no longer 3% according to new agreement)
so if i pay back 10k when i graduate ..
i still owe RM39500 ... 39500x0.01 = RM395 per year
RM395 / 12 = RM32.9 as interest rite ?
yes, but if 2nd year you din pay any, then the calculation will start from 39500 + 395 = 39895 ++ ...so if i pay back 10k when i graduate ..
i still owe RM39500 ... 39500x0.01 = RM395 per year
RM395 / 12 = RM32.9 as interest rite ?
Added on January 8, 2009, 9:38 am
QUOTE(jep @ Dec 31 2008, 10:50 AM)
Wow...that's kind of crazy and unfair for those suppose to pay RM400++ (IPTS) per month man...how the hell are they suppose to find a job and straight away pay RM400/month on their first salary..what about those who have problems finding jobs after graduating? 
what i can say is the world always not fair 
This post has been edited by clsiluf: Jan 8 2009, 09:38 AM
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