Mine only has Pinjaman 11 (and jumlah besar) for FPX at EFES?
Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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 Dec 7 2011, 10:31 PM
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#1
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All Stars
11,667 posts Joined: Jan 2003 From: Klang/Subang   
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Dec 10 2011, 04:00 AM
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#2
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All Stars
11,667 posts Joined: Jan 2003 From: Klang/Subang
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slowest also 2-3 days if using bank to pay (non FPX), post office shud b within a week?
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Jan 11 2022, 08:07 PM
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#3
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All Stars
11,667 posts Joined: Jan 2003 From: Klang/Subang
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QUOTE(victorian @ Oct 30 2021, 01:41 PM) No need to overthink le. Yeah.. time to be only single loan debt (house loan) Just settle fully and have a peace of mind. 15% guaranteed discount, why not   QUOTE(victorian @ Oct 30 2021, 03:05 PM) Err if you want to continue paying, your only benefit from this budget is the direct debit discount (dunno last how long). Your intention to continue paying should not be affected before after this budget. W/o the 15% discount and EPF withdrawal.. I am already running out of time to pay The 15% discount for lump sum is new, so people will have more incentive to settle the payment now. It's up to u whether u think you can beat the 15% discount now, previously there's no discount so you have more incentive to drag your payment.  QUOTE(GreenSamurai @ Oct 30 2021, 06:50 PM) You can don’t pay then pay back lump sump after 15 years. Ccris hancur only. If don’t plan to buy anything huge for 15 years then just do it. To me it’s penny wise pound foolish only but maybe not to other people. Sudah hancur.. luckily all the things I needed already obtained loan before CCRIS calculate ptptnQUOTE(Lewbes @ Nov 21 2021, 12:25 AM) I paid full last week on friday, with guidance of PTPTN officer, he said i would be getting an email within a week stating that my loans have been repayed. upon checking on my statement it says I still ower the 15%, I have sent him a message but pending his reply. Hmm should i way till the end of the month or perhaps check with him again over the counter? QUOTE(Lewbes @ Dec 1 2021, 01:55 PM) good news after paying back in full with 15% discount 3 weeks ago. the discount got reflected and says i have fully paid So from your experience it take 3 weeks to get the clearance letter from PTPTN Anyone withdraw EPF to settle Acc 2 ? I still need to top up a bit but small amount (pay via CC) How long does EPF take to settle the Acc 2 withdrawal to PTPTN side? Technically, procedure is get the balance (with 15% off) confirmed for this month JAN and make sure everything is paid up to that discounted amount all within JAN right? |
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