Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed

Outline · [ Standard ] · Linear+

 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

views
     
boo82
post Mar 29 2010, 03:08 PM

Getting Started
**
Junior Member
232 posts

Joined: Apr 2009
i am wondering, let's say if i pay the whole lump sum, how much discount will the PTPTN gives us? anyone got any idea on this?
boo82
post Mar 29 2010, 03:27 PM

Getting Started
**
Junior Member
232 posts

Joined: Apr 2009
but problem is, the PTPTN can blacklist on the CTOS as well as the immigration department(kastam). from there, you won't be able to go overseas, apply for loans and etc..
boo82
post Mar 29 2010, 03:53 PM

Getting Started
**
Junior Member
232 posts

Joined: Apr 2009
QUOTE(almeizer @ Mar 29 2010, 03:42 PM)
The amount to be paid in the agreement is included the interest. If u wanna settle ur loan earlier, then u need contact them to calculate for u. Most probably is minus out the admin fee (interest).

Anyway, if anyone wanna check whether their name being black listed from custom or not, can check from here :

http://eform.ptptn.gov.my:8080/blacklist/login.cfm

Anyway, if black listed, I think you won't be able to renew or apply for passport until u settle with PTPTN.
*
i have checked on the link, and my name is no there. i even tried on the link below but my name is not there.
http://www.ptptn.gov.my/web/guest/upkb

so was wondering if my name was drop out from their list or they have forgotten about me tongue.gif
boo82
post Mar 29 2010, 04:25 PM

Getting Started
**
Junior Member
232 posts

Joined: Apr 2009
woh... uhm.. then how do i check how much i still owe to PTPTN?
boo82
post Sep 2 2010, 05:50 PM

Getting Started
**
Junior Member
232 posts

Joined: Apr 2009
well, i heard that they are going to convert the 1% interest if you pay the whole lump sum.
boo82
post Jan 21 2011, 01:07 AM

Getting Started
**
Junior Member
232 posts

Joined: Apr 2009
QUOTE(wu ming @ Jan 20 2011, 12:48 AM)
Eh, I just paid lump sum to PTPTN and according to their online site, payment already cleared. Balance already 0.

What should I do now ah? Will they automatically give the surat pelepasan hutang? How about rebate?
*
Aren't they suppose to give you the surat pelepasan hutang on the spot? Btw, do they give you rebate if you pay lump sum?
boo82
post Aug 9 2011, 02:12 PM

Getting Started
**
Junior Member
232 posts

Joined: Apr 2009
QUOTE(wu ming @ Jun 28 2011, 05:35 PM)
Pay thru online banking lah. Pay to your IC number. No need the ID.
*
If pay through online banking, got additional RM2 charge per transaction rite?
As i read through the website, it seems PTPTN provide some discounts if we pay full amount, anyone can verify if this is true?

Thanks
boo82
post Aug 9 2011, 02:45 PM

Getting Started
**
Junior Member
232 posts

Joined: Apr 2009
I got this from the website..

Question 12:
Does PTPTN give rebates to borrowers who settle their loans earlier than the period specified?

Answer:
Yes, rebate will be given to borrowers who settle their loans earlier than the period specified. The amount will depend on the last date of repayment.

Anyone know what is the rebate above means? Rebate from the administration fee being charged?
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0199sec    0.30    7 queries    GZIP Disabled
Time is now: 4th December 2025 - 11:08 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.