Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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 Jan 6 2008, 08:51 PM
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#1
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya   
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QUOTE(otherwise @ Jan 6 2008, 06:44 PM) I didnt get any repayment schedule from ptptn. So my loan is about rm25k. What is the ideal minimum pay since i just started work 2 months ago. just pay more than interest charge you chould be alrite...just put the money in fd also better...gain ard 0.25%.....   |
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Dec 31 2008, 09:36 AM
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#2
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya
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QUOTE(mjjj @ Dec 30 2008, 06:36 AM) does anyone take loan from ptptn but doesnt need it as gotten financial aids from parents and take it secretly and place it at FD?or any other accounts which offer high interest in return or ur savings? i bought condo...muahahaha...Added on December 31, 2008, 9:37 am QUOTE(wenjie86 @ Dec 31 2008, 09:12 AM) my PTPTN 26K.. for 2 years they no send me any notice or bill.. give me ur IC number and pin...i go check....sure got one..unless you are liar...i checked through online, for 2 years, no admistration charges also.. just 26K thr.. how?  This post has been edited by arsenal: Dec 31 2008, 09:37 AM |
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Jan 3 2009, 05:49 PM
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#3
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya
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QUOTE(wenjie86 @ Dec 31 2008, 10:50 AM) opps...got liao T_T good la...consider you are lucky....2006 and 2007 dont have wor.. why this year 2008 suddenly got rm60? hmm... Added on January 3, 2009, 5:50 pm QUOTE(doinkz_gaara @ Jan 3 2009, 03:55 PM) Hmm, I read somewhere that the 1% is only for Degree and upwards, is it true? depends whether you pay outstanding ammount on time...otherwise 3% still there..Added on January 3, 2009, 5:53 pm QUOTE(jep @ Dec 31 2008, 10:50 AM) Wow...that's kind of crazy and unfair for those suppose to pay RM400++ (IPTS) per month man...how the hell are they suppose to find a job and straight away pay RM400/month on their first salary..what about those who have problems finding jobs after graduating? how about people got take ptptn and buy house... This post has been edited by arsenal: Jan 3 2009, 05:53 PM |
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Jan 17 2009, 09:02 AM
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#4
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya
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Just pay more than interest then u should be ok...put remaining money in FD or stock market if you want...cheers...
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Jan 17 2009, 09:35 AM
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#5
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya
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i not yet receive...i have been paying every month...hmmm
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Aug 4 2009, 01:22 AM
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#6
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya
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QUOTE(bluffy83 @ Jul 30 2009, 01:15 PM) its not about that 1% or 3% thats make PTPTN being call big G Ah Long, it was the Administration Charge. and it being charge monthly.. hack even bank dont do that You are wrong...3% is annual charge... Edit : and ptptn hotline 03-20921925 was totally bullshit!   |
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May 27 2011, 05:00 PM
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#7
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya
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want to ask whether can settle in full...what is the procedure?
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Dec 30 2012, 04:05 PM
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#8
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya
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That means if I just pay interest, I will get 20% discount on principal amount as on October 2012 provided I settle all at the end of September 2013? Correct?
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Feb 9 2015, 02:29 AM
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#9
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya
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QUOTE(nexona88 @ Feb 8 2015, 09:47 PM) lol juz 2mth overdue already wanna sue Pay at least 20-50 ringgit should be fine  |
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