Do you guys know what is the official mail to make complain bout PTPTN??
Last 10 of Jan, i mailed to 'webmaster@ptptn.gov.my' but still din receive any reply from them....

I've compare my statement wif my frens' statement...

Here's the scenario: Me, A & B (same amount of loan)
Me = Pay b4 loan start count
A = Never Pay b4
B = Pay after the loan start count

Conclusion i get is:
My total interest is the highest and B is the lowest.
A has the constant interest.
B total interest slightly lower than A ( This situation theorectically correct)
Mine is totally unacceptable, interest is constant even though i paid b4 interest start count, and my interest is higher than A or B

21k...
Today is the cut off date for payment, so tomorrow login again and see the statement...see what's the interest 1st...
Even though it's plus minus RM1 or RM0.10, still no mood liao...interest higher than those who din pay 

u guys is it just follow the return loan plan suggest by ptptn in that letter?then is it RM 82.9 every month? may i know wqat is ur all balance+ kos pentadbiran now? thanks..

now borrowing from ptptn is 1% or 3% and how come the admin fee so high?