Outline ·
[ Standard ] ·
Linear+
Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
|
amenlo9
|
 Dec 29 2007, 11:44 AM
|
|
QUOTE(wintermelon @ Dec 29 2007, 10:57 AM) I heard from a friend that the payment is quite flexible as long as you pay. Most of my friends are not paying because they just started to work, just barely enough to survive. Many employers said we are newbies without experience and pay us really low. Anyone know how to pay the PTPTN via maybank2u.com? log on into your mb2u and add PTPTN into your payee list.same as CIMB and public bank.CIMB charged RM0.50 per payment and public bank charged RM1 if i am not mistaken |
|
|
|
|
|
amenlo9
|
Dec 29 2007, 07:41 PM
|
|
|
QUOTE(otherwise @ Dec 29 2007, 06:05 PM) how much maybank2u charge? how much do u pay back to ptptn monthly? i think u will received the letter from PTPTN about how much amount u need to pay per month base on your loan. the will list down like this : 1st Year: RM100 2nd Year:RM150 ............ ........... ........... Until Final Year: RMXXX Just follow the schedule. |
|
|
|
|
|
amenlo9
|
Jan 13 2008, 07:18 PM
|
|
|
QUOTE(calistachan @ Jan 13 2008, 01:18 PM) yaya....no more such rule.....every1 hafto pay back when they got da loan. this is due to too much student never pay back the loan  |
|
|
|
|
|
amenlo9
|
Jan 14 2008, 11:47 AM
|
|
|
for those get the loan from PTPTN,i think you will receive 1 letter from them and show you all the calculation
|
|
|
|
|
|
amenlo9
|
Jan 14 2008, 12:42 PM
|
|
|
the calculation have to depend on the amount u paid per month as well.the more u paid,u will settle the loan faster and pay less interest.
Example on 10,000 Loan:
yearly interest= RM300,so monthly u have to pay : RM25.
If u paid RM25 per month,until you die,you still only paid their interest only.So if u paid more than RM25 like RM50.after 1 year is RM600.
So 2nd year = RM10000+RM300 interest - RM600(you paid)=RM9700
RM9700x3% again ....
|
|
|
|
|
|
amenlo9
|
Jan 14 2008, 10:30 PM
|
|
|
CIMB online banking only charged RM0.50.
Public bank is RM1
|
|
|
|
|
|
amenlo9
|
Dec 10 2008, 04:35 PM
|
|
|
QUOTE(kukichi @ Dec 10 2008, 12:05 PM) i'm waiting for 1%. meanwhile still paying..  let's hope this 1 january 2009 for some good news. i thought oledy confirmed?just saw in The Star many months ago.are they still considering it? |
|
|
|
|
Quote
0.0769sec
0.73
7 queries
GZIP Disabled