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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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a-ei-a
post Dec 30 2010, 12:21 AM

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QUOTE(jasontoh @ Dec 29 2010, 07:17 PM)
I couldn't be bother by their hire purchase 1% rate with something like re-financing. Better stick with the principle reducing 3%. Cheaper.
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What do you mean? The 3% and 1% is base on different calculation? If I borrow 50K, how much is it different? Assuming 15 years to pay back.
a-ei-a
post Mar 31 2012, 08:25 PM

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QUOTE(David83 @ Mar 24 2012, 07:07 PM)
Login to Ujrah website and found out new link called Sijil Induk Takaful.

Clicked on it and found out it was a 7 pages of "PELAN PERLINDUNGAN BERKELOMPOK TAKAFUL BAGI SKIM PINJAMAN PENDIDIKAN/PEMBIAYAAN (SPP)".
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Is the takaful thingy compulsory?
There is charges on the takaful..
a-ei-a
post Apr 7 2012, 09:10 AM

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QUOTE(David83 @ Dec 14 2011, 06:02 PM)
PTPTN has replied my question regarding 9811 BYR INS KEPADA SYKT inside Ujrah statement:
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Monthly insurance charges? How come last time 3% they just charge one time?
This is another burden on top of repaying the PTPTN loan. sad.gif


Added on April 7, 2012, 9:11 am
QUOTE(David83 @ Apr 1 2012, 09:14 PM)
Yes. It's written in the Ujrah T&C.
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This is burden.. sad.gif

This post has been edited by a-ei-a: Apr 7 2012, 09:11 AM
a-ei-a
post Apr 11 2012, 01:07 AM

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QUOTE(David83 @ Apr 7 2012, 12:48 PM)
@a-ei-a, I don't know how to answer that but perhaps you may throw that question to PTPTN.

All I shared with you previously are replies from PTPTN officers.
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No problem David83. I will visit PTPTN to check on this. Will share the result afterward. smile.gif
a-ei-a
post Dec 29 2012, 09:31 PM

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Anyone know any complain channel for PTPTN? Submitted application for more than 5 months and when asking for status(call in cs/icare/visit), the response is "in progress, just wait for letter"..

 

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