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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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MrBlackie33
post Nov 13 2017, 10:54 AM

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QUOTE(Reozen @ Nov 10 2017, 10:44 PM)
I have 1 problem. I used direct debit to pay my foundation fees and after finish up degree, my loan kena combine frm both into one. The new installment not yet declare to me and i just graduated on october. Any idea how to amend direct debit amount??? because i intend to pay higher for every month... any idea?
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Normally it takes around few months for ptptn to issue ur new monthly repayment plan after graduate
but to change the direct debit amount...im curious to know the answer oso biggrin.gif
MrBlackie33
post Nov 15 2017, 02:06 PM

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QUOTE(Reozen @ Nov 15 2017, 01:37 PM)
For amend direct debit amount (increase amount to pay):

1) Print out from PTPTN website and fill up Borang Pindaan/Pembatalan Direct Debit PTPTN
2) Go to PTPTN office give them the form and they will tell you (termination direct debit need 3 days process)
3) After 3 days, re-apply direct debit application online in PTPTN portal
3A) If 3 days later, termination process still not done, go to office the process not yet done
4) Enjoy your direct debit  rclxms.gif  rclxms.gif  rclxms.gif

For termination direct debit PTPTN

1) Same as above
2) Go to PTPTN office give them the form and tell them you want to terminate direct debit service( they will ask for reason if finish pay ptptn confirm can terminate direct debit service)
3) Enjoy your free world...  rclxms.gif  rclxms.gif  rclxms.gif
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Thanks for ur info dude...really appreciate that rclxms.gif
MrBlackie33
post Dec 1 2017, 12:27 PM

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QUOTE(GamaX320 @ Dec 1 2017, 10:21 AM)
anyone try apply direct debit via online? During I applying process it show me unsuccessful but when try to re-apply there are no option to apply anymore
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After your application process is unsuccessful, the status of your direct debit application will change to Tidak Berjaya after few days...there should be a Mohon Baru button appear again
MrBlackie33
post Aug 16 2018, 10:52 AM

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QUOTE(sidefulnes @ Aug 16 2018, 10:07 AM)
come to think of it... I can't find the purpose of the loan deferment policy other than paying later..:confused:
Its not like they suspend the interest during deferment period or something like that...
End of day borrowers below 4k income eligible for this deferment need to pay more..  sweat.gif
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For gen z who cares about the interest la...as long as they eligible to defer the payment and use the money to fund their luxury goods instead thats the happiest thg for them
MrBlackie33
post Dec 7 2018, 12:45 PM

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Still in dilemma whether to clear all 20k balance after factor in 20% discount...
Ady cleared half before and enjoyed 10% disc but recently the ptptn officer call me asking if i want to clear the balance so i was tempted abit... summore if can pay online using public cc got further 5% disc

 

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