Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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 Jan 19 2014, 10:18 PM
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#1
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Senior Member
2,150 posts Joined: Feb 2006  
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QUOTE(MNet @ Jan 19 2014, 10:09 PM) cannot view the PENYATA BAKI TERPERINCI page at all. Yea and I have to pay for this month soon. Will probably call them soon and have a chat.ptptn sucks ask us to pay but website services worst something cannot access at all. wonder who they hire to make the website  |
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Jan 20 2014, 11:45 AM
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#2
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Senior Member
2,150 posts Joined: Feb 2006
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Just a heads up. The payment system is back online. Thank god.
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Oct 30 2021, 06:50 PM
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#3
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Senior Member
2,150 posts Joined: Feb 2006
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QUOTE(victorian @ Oct 30 2021, 03:24 PM) U put in 40k for 15 years, assuming 6% return annually, you will only get 55.8k if you don't touch the funds for 15 years. You can don’t pay then pay back lump sump after 15 years. Ccris hancur only. If don’t plan to buy anything huge for 15 years then just do it. To me it’s penny wise pound foolish only but maybe not to other people.But you will need to continue serving your PTPTN every month. It's not like you can pay in one lump sum after 15 years. Actual return is only half of it, which is 27k. And if your return is only 4%, you will only get 16k. 16k Vs 12 k savings, and you need to invest for 15 years to only break even. Why sweat it? |
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