Did you choose how long you plan to pay or they choose for you? I need to pay 5 years..

For those whom withdrew kwsp to pay ptptn, do they credit to your own account or to ptptn directly?

What are the document you need to show to kwsp?

Dint wait for answer here already called them and submitted application. I guess to answer your question, different people have different preference in managing their cash flow and income. Likewise, we will never understand why a decent earning ppl like to take personal loan too.