May 12 2009, 04:06 PM
QUOTE(mzaidi @ May 10 2009, 11:29 AM)
I have a couple of questions.
I had 2 PTPTN loans (1 for my foundation studies, and 1 for degree).
When I'm doing my degree, I sent a payment deferment form to PTPTN saying that I'm still studying and can only pay the loan for my foundation studies after I completed my degree.
I completed my degree about 3 months ago, got a job, and has started paying back my PTPTN loans. The problem is, they sent me a letter asking me to go to court because according to them, I did not made any payment for my foundation loan since 2007 (which is true) but I did sent them the deferment form saying that I can only pay after I completed my degree (which I did).
Called them up and they said that they did key in the payment deferment for both loans, but they lost the copy of the form for my foundation studies loan, hence the reason they sent me the court letter. They said that I still need to go to the court, and there's nothing that they can do on their side.
So is this my fault if they lost the deferment form?
Another thing, I did my payment via Maybank2u for both loans (with different offer letter #), but they credit all the payments to my foundation studies account. Is this normal? Should I panic?
Hi Mzaidi, I had 2 PTPTN loans (1 for my foundation studies, and 1 for degree).
When I'm doing my degree, I sent a payment deferment form to PTPTN saying that I'm still studying and can only pay the loan for my foundation studies after I completed my degree.
I completed my degree about 3 months ago, got a job, and has started paying back my PTPTN loans. The problem is, they sent me a letter asking me to go to court because according to them, I did not made any payment for my foundation loan since 2007 (which is true) but I did sent them the deferment form saying that I can only pay after I completed my degree (which I did).
Called them up and they said that they did key in the payment deferment for both loans, but they lost the copy of the form for my foundation studies loan, hence the reason they sent me the court letter. They said that I still need to go to the court, and there's nothing that they can do on their side.
So is this my fault if they lost the deferment form?
Another thing, I did my payment via Maybank2u for both loans (with different offer letter #), but they credit all the payments to my foundation studies account. Is this normal? Should I panic?
Its ok..I also pay my ptptn loan through CIMB clicks, I choose CIMB because the transcation charges is only RM0.50 compared with RM2.00 charged by Maybank2U (If not mistaken)
As long u have paid and keep the prove, you will be fine.
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