If you guys don't mind, do forgive my ignorance, but how exactly do we set up direct debit?

if direct debit from salary, then maybe the answer is in Question : 6
http://www.ptptn.gov.my/web/english/faq-en...yment/financing

if direct debit from bank a/c....then Q: 1...... perhaps

Is it possible to take out EPF money to pay off spouse's PTPTN loan?

yes why not?

Same situation

My concern is on this phrase "accordance with the repayment schedule"
If auto debit pay more that the monthly schedule?
Meaning to say that if its required to pay RM200/month, but I auto debit RM500/month, the 10% discount is based on RM200/month or RM500/month?

until 31 dec 2017. don't worry mang.

Can we stop the auto debit after 1 year?

after the 10% discount discontinue, why i wan to use cash to pay if i can earn % if i pay use other non cash method?

what if i tell u i'm not paying rm400/swipe/month?
i only pay few time per year with bigger amount.

I though the direct debit is for saving/current account only.

Can direct debit from credit card?

I saw this on another thread....

Yes we can do this and my ccris for ptptn is 0.

From my understanding from PTPTN,

As long you miss any payment, your CCRIS will have number record depending on how many months you owe them.

For MNet case, it could be MNet checked CCRIS for ptptn was 0 because he just cleared the outstanding before checking the CCRIS.

So if in a situation where you plan to pay quarterly(3 months), mayb at 2nd month you will have number shown "2" in your CCRIS record because you missed 2 months payment, your loan/cc application will get rejected because of this.  Your CCRIS will turn back to 0 after made payment at 3rd month. And I also advised by PTPTN Officer that CCRIS will be updated every 15th of the month.

I paid few month in advance so there no problem for me

What I can say is ask a few bank officer then u will know what is the true.
I'd been paying my mortgage for year using same method and my ccris show 0 all the month.
ptptn also the same.

Won't get it unless you sign up for direct debit at PTPTN office.

I have a huge sum.

In order to speed up, government can be more creative by offering tax relief too.
If they offer that, I won't mind paying ahead or more.

Then, why they can give relief for SSPN?

u already applied for withdraw?

withdraw EPF.... use creditcard pay all...then find those bank with EPP 0% for 12 or 24months... slow slow pay 

so far i only have Aeon card with 6month