Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

views
     
Alotquestion
post Jun 8 2021, 01:28 AM

Getting Started
**
Junior Member
73 posts

Joined: Apr 2019
Hi sifus, will this affect my car loan / credit card application

i didnt pay for ptptn ever since i graduated 1 and half year ago, now i check ptptn website i got charged UJRAH RM20 every month.

and right now i just started to work and want to pay it monthly,

how many months do i need to pay constantly in order for me to remove it from CCRIS? because i couldnt get loan for cars/credit cards. thx

This post has been edited by Alotquestion: Jun 8 2021, 01:34 AM
Alotquestion
post Jun 8 2021, 10:44 AM

Getting Started
**
Junior Member
73 posts

Joined: Apr 2019
QUOTE(coolguy_0925 @ Jun 8 2021, 01:39 AM)
CCRIS works this way

To REMOVE the loan from CCRIS record it has to be fully settled, meaning you have to pay it up fully then only it will be removed

To show a clean record, if you start paying now without fail, then after 12 months those unpaid record will be gone as CCRIS is displaying 12 months payment / non-payment
*
so i wont be able to apply for loan/CC until i make constant payment for upcoming 12 months? that is sad because i need own car to travel to work sad.gif

 

Change to:
| Lo-Fi Version
0.0196sec    0.82    7 queries    GZIP Disabled
Time is now: 15th December 2025 - 04:41 PM