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Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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Alotquestion
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Jun 8 2021, 01:28 AM
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Getting Started

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Hi sifus, will this affect my car loan / credit card application
i didnt pay for ptptn ever since i graduated 1 and half year ago, now i check ptptn website i got charged UJRAH RM20 every month.
and right now i just started to work and want to pay it monthly,
how many months do i need to pay constantly in order for me to remove it from CCRIS? because i couldnt get loan for cars/credit cards. thx
This post has been edited by Alotquestion: Jun 8 2021, 01:34 AM
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Alotquestion
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Jun 8 2021, 10:44 AM
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Getting Started

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QUOTE(coolguy_0925 @ Jun 8 2021, 01:39 AM) CCRIS works this way To REMOVE the loan from CCRIS record it has to be fully settled, meaning you have to pay it up fully then only it will be removed To show a clean record, if you start paying now without fail, then after 12 months those unpaid record will be gone as CCRIS is displaying 12 months payment / non-payment so i wont be able to apply for loan/CC until i make constant payment for upcoming 12 months? that is sad because i need own car to travel to work
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