QUOTE(latte @ Oct 30 2008, 09:38 AM)
try thishttp://www.kwsp.gov.my/index.php?ch=p2memb...wdrawtype&ac=47
hope it helps
Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
|
|
Oct 30 2008, 03:35 PM
|
![]() ![]() ![]()
Junior Member
400 posts Joined: Oct 2008 |
QUOTE(latte @ Oct 30 2008, 09:38 AM) try thishttp://www.kwsp.gov.my/index.php?ch=p2memb...wdrawtype&ac=47 hope it helps |
|
|
|
|
|
Oct 30 2008, 03:38 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,015 posts Joined: Jan 2003 From: ~kUala lUmpur~ |
QUOTE(mouldybread @ Oct 30 2008, 03:17 PM) question i dun think the ptptn record with connect also with private credit records. so far we know that most of the students didn't pay back the ptptn but still own a big house or big car in loan payments. ptptn records only will take action by gov. Beside that, as i know they planning in deduct from the epf account automatically?does this ptptn loan count towards/against other loan (housing n car) ? example ptptn loan payment per month is 300 want to buy house monthly installment is 900 salary is 3k(assume) bank can consider your monthly max repayment is 3k/3 = 1k/month but have to pay 1.2k monthly if pay 4 housing n ptptn so bank approve? another question if u delay/reduce in payment to ptptn, does it count towards the credit agency/ctos bad records when u want to apply 4 credit cards and/or housing/car loans? Thanks in advance |
|
|
Oct 30 2008, 04:23 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,294 posts Joined: Jan 2007 From: Putrajaya ~ Johor |
QUOTE(joenjill @ Oct 30 2008, 03:24 PM) how you all pay back the ptptn loan? via bank? as i know they will charge some processing fees. Any1 know where we pay back without processing fees. im using cimb..yup they will charge rm2...how about straight go to ptptn counter like at the kl central..can pay there also |
|
|
Oct 31 2008, 11:40 AM
|
![]()
Junior Member
9 posts Joined: Jan 2007 |
So is there anyone here is using EPF Account II to pay for the loan after finish his/her study?
|
|
|
Oct 31 2008, 12:04 PM
|
![]() ![]() ![]()
Junior Member
386 posts Joined: Jan 2006 From: between 0 and 1 |
using maybank2u only charge rm0.50, cheaper.
|
|
|
Nov 25 2008, 08:52 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
52,874 posts Joined: Jan 2003 |
Caj 1% PTPTN mulai Jan, bukan 1 Jun
Caj satu peratus terhadap peminjam Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) mula dilaksanakana pada 1 Jan tahun depan dan bukan 1 Jun tahun ini seperti yang diumumkan sebelumnya. Menteri Pengajian Tinggi Datuk Seri Khaled Nordin berkata tarikh penguatkuasaan itu ditunda kerana beberapa perkara yang perlu diteliti dan diselesaikan oleh perbadanan itu termasuk proses dokumentasi. "Kita telah menyatakan ia (caj) bermula 1 Jun tahun ini tetapi memandangkan ada beberapa perkara yang perlu diteliti dari segi dokumentasi, penerimaan dan sebagainya, maka pelaksanaan itu ialah pada 1 Jan depan," katanya, lapor Bernama. Ogos lepas, kerajaan mengumumkan pengurangan caj PTPTN kepada satu peratus bagi semua pelajar universiti berkuatkuasa Jun tahun ini. Sebelum ini, caj perkhidmatan PTPTN yang dikenakan terhadap penuntut peringkat siswazah ialah sebanyak tiga peratus, manakala pasca siswazah pula lima peratus. Khaled memaklumkan demikian selepas menyaksikan majlis menandatangani perjanjian antara PTPTN dan Maybank sebagai ejen Skim Simpanan Pendidikan Nasional (SSPN) hari ini. Perjanjian itu membolehkan pemegang akaun Maybank menabung ke dalam PTPTN melalui lima saluran perbankan Maybank iaitu mesin ATM, mesin deposit tunai, Maybank2u.com, perbankan telefon Kawanku dan perkhidmatan kaunter. URL: http://www.malaysiakini.com/news/93724 |
|
|
|
|
|
Nov 25 2008, 09:18 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,807 posts Joined: Jan 2003 From: KL |
|
|
|
Nov 25 2008, 09:23 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
52,874 posts Joined: Jan 2003 |
|
|
|
Dec 6 2008, 10:28 AM
|
![]() ![]() ![]() ![]() ![]()
Senior Member
796 posts Joined: Nov 2004 From: kuala lumpur |
guys..the1% is justa cover
there is freaking BIG amount in the admin charges..look at your statements!! 1year admin charges i can get up to RM700!!! |
|
|
Dec 6 2008, 08:17 PM
|
![]() ![]() ![]() ![]()
Senior Member
558 posts Joined: Jan 2003 From: HELL |
QUOTE(rockstar teddy @ Dec 6 2008, 10:28 AM) guys..the1% is justa cover Read up ptptn website for more info there is freaking BIG amount in the admin charges..look at your statements!! 1year admin charges i can get up to RM700!!! » Click to show Spoiler - click again to hide... « This post has been edited by roy918: Dec 6 2008, 08:18 PM |
|
|
Dec 7 2008, 02:28 PM
|
![]() ![]() ![]() ![]()
Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL |
I just paid RM900++ last month inclusive of the admin charge..graduated last yr OCT
|
|
|
Dec 7 2008, 10:45 PM
|
![]() ![]() ![]()
Junior Member
415 posts Joined: Sep 2006 |
i have a question
when do ptptn start charging??? right after graduation or right after convo?? cuz i have a 6 months gap before my convo |
|
|
Dec 8 2008, 12:31 AM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,203 posts Joined: Dec 2008 |
QUOTE(untouchable @ Dec 7 2008, 10:45 PM) i have a question right after ur graduation. if ur final 3/4 month is praktikum then after ur praktikum done lo.when do ptptn start charging??? right after graduation or right after convo?? cuz i have a 6 months gap before my convo dont worry la next year baru start pay ma the gov based loan shark reduce the charge to 1%. |
|
|
|
|
|
Dec 8 2008, 12:36 AM
|
![]() ![]() ![]()
Junior Member
415 posts Joined: Sep 2006 |
huh sure anot me also 1%
i took my loan 3 years ago ( january 2006) that time belum announce 1% |
|
|
Dec 8 2008, 12:52 AM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,203 posts Joined: Dec 2008 |
ya la. but according to PTPTipula,
u noe la "malaysia boleh! harga berubah pun boleh!" last time mention this yr now said next jan 09. even petro price oso naik turun. this is m'sia lo semua boleh policy. go here check if u oredy kena charge o not online http://epay.ptptn.gov.my/loan/ptptnlogin.jsp |
|
|
Dec 8 2008, 06:09 PM
|
![]() ![]() ![]() ![]()
Senior Member
558 posts Joined: Jan 2003 From: HELL |
QUOTE(untouchable @ Dec 7 2008, 10:45 PM) i have a question The interest start charging 6 months after your graduation (last day in U) and not 6 months after your convo.when do ptptn start charging??? right after graduation or right after convo?? cuz i have a 6 months gap before my convo QUOTE(untouchable @ Dec 8 2008, 12:36 AM) You have to apply early next year to get 1%.The 1% interest is flat rate and it is different from what 3% do now (reducing balance). QUOTE(aoisky @ Dec 8 2008, 12:52 AM) ya la. but according to PTPTipula, Refer my previous post or there is some problem for some people to understand malay? u noe la "malaysia boleh! harga berubah pun boleh!" last time mention this yr now said next jan 09. even petro price oso naik turun. this is m'sia lo semua boleh policy. go here check if u oredy kena charge o not online http://epay.ptptn.gov.my/loan/ptptnlogin.jsp Do not blindly blame on others. It is YOU that do not read properly. Read up ptptn website for more info QUOTE(LAMPIRAN A) Lampiran A 1. Tarikh Pelaksanaan 1.1 Fasa 2 - dokumen tawaran untuk mengubah kaedah pinjaman sedia ada kepada kaedah baru akan diedarkan secara berperingkat kepada peminjam sedia ada mulai awal tahun 2009. Mereka akan diberikan tempoh selama 1 bulan daripada tarikh surat tawaran untuk melengkapkan dokumen perjanjian serta memulangkan kepada PTPTN. Upah yang telah dikenakan untul tempoh 1 Jun 2008 sehingga perjanjian pembiayaan di bawah kaedah baru disempurnakan adalah berasaskan kaedah sedia ada dan akan dilaraskan setelah peminjam melengkapkan dokumen perjanjian berasaskan kaedah baru pada awal tahun 2009 This post has been edited by roy918: Dec 8 2008, 06:14 PM |
|
|
Dec 8 2008, 07:56 PM
|
![]() ![]() ![]()
Junior Member
415 posts Joined: Sep 2006 |
okok so if im correct my last class was in november2008
i can safely assume that the earliest i will have to start repayment is on april/june 2009 so when shud i apply to reduce to 1%???? early january 2009 or april/june 2009 |
|
|
Dec 8 2008, 08:16 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,203 posts Joined: Dec 2008 |
QUOTE(roy918 @ Dec 8 2008, 06:09 PM) The interest start charging 6 months after your graduation (last day in U) and not 6 months after your convo. what the ....? who blame who. You have to apply early next year to get 1%. The 1% interest is flat rate and it is different from what 3% do now (reducing balance). Refer my previous post or there is some problem for some people to understand malay? Do not blindly blame on others. It is YOU that do not read properly. Read up ptptn website for more info QUOTE(LAMPIRAN A) Lampiran A 1. Tarikh Pelaksanaan 1.1 Fasa 2 - dokumen tawaran untuk mengubah kaedah pinjaman sedia ada kepada kaedah baru akan diedarkan secara berperingkat kepada peminjam sedia ada mulai awal tahun 2009. Mereka akan diberikan tempoh selama 1 bulan daripada tarikh surat tawaran untuk melengkapkan dokumen perjanjian serta memulangkan kepada PTPTN. Upah yang telah dikenakan untul tempoh 1 Jun 2008 sehingga perjanjian pembiayaan di bawah kaedah baru disempurnakan adalah berasaskan kaedah sedia ada dan akan dilaraskan setelah peminjam melengkapkan dokumen perjanjian berasaskan kaedah baru pada awal tahun 2009 read what la they can simply change what ever charges, what u r PTPTN staff r ? who k....la |
|
|
Dec 8 2008, 08:22 PM
|
![]() ![]() ![]() ![]() ![]()
Senior Member
770 posts Joined: Oct 2005 |
i tot got agreement how can simply change?
|
|
|
Dec 8 2008, 08:43 PM
|
![]() ![]()
Junior Member
76 posts Joined: Jun 2008 |
|
| Change to: | 0.0415sec
0.46
6 queries
GZIP Disabled
Time is now: 7th December 2025 - 09:47 PM |