i've just finished my course last year in oct. up til now, i didn't receive any letters from ptptn. can anyone tell me what should i do? should i contact ptptn? because i have no idea how much do i need to pay? do i need to fill up any forms or anything? i've asked most of my friends and they are all clueless as well...

I just finish my repayment to ptptn....8 years after my graduation...loan 21k interest 8k...

do u get any document from PTPTN after u clear up your loan?

I didn't use E-Fes. I use CIMBCLICKS and the charge still the same, 50 cent.

Anyone here is using RHB Billpay to transfer the loan settlement on a monthly basis? I have tried checking my efes account but none of the monthly payment (paid 5 times so far) had shown in the efes statement. This is freaking me out..

i have yet to received the letter from them

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Added on March 16, 2012, 9:11 pmAttached is the surat pelepasan PTPTN that i received this week after settling my debt three years after i grad 2008. Debts paid this January the same week with CNY and you guys need to call them to send the letter else they will just forget about it.

FYI, there is no such things as potongan dari gaji because my case when i applied ujrah 1% i didnt include it. I am sure because i ask the personnel when i submit to them. I pay them yearly and not monthly....

Wu Ming, how much left you need to pay?
I'm also 28 this year, working almost 4.5 years already.
Most of it is contract basis...
All my savings gone to settle PTPTN nia.....=.="
summore my basic salary <2k
must go seek for a higher paying job liao...
then can settle ptptn in one lump sum

Hi, oh you pay yearly....currently im dumping RM 500 every mth....
After settling my PTPTN, i plan to buy low cost apartment but.....for my salary, im not entitled for the RM 75k home....since i have to earn at least RM 2.5K only eligible....

hello guys,

is there any thread or any of you guys had paid PTPTN via EPF?

can share step by step procedures?

thanks!

so that 3% is Rm120 every months? T__T
If I try changing from 3% to 1% what are the differences?

Do I like have to finish the debt in within how many years or they will directly deduct from my salary or....

https://epay.ptptn.gov.my/penyata/index.html
am i the only who cannot check the loan amount?

  but would not be surprised Peggy just service the interest and not the principal............

Now the checker works already
Btw I assume this means rm500 of my loan is free from interest? rm500, I see no different

Dear PTPTN Experts,

I graduated sometime in July of last year and am now seriously looking into paying my PTPTN obligations to avoid being blacklisted.

Can someone tell me the MINIMUM amount that I can pay each month or will that amount vary based on the sum borrowed/ degree pursued etc. ?

Thank you in advance for your help !

PM says its expensive to give 20% rebate for entire PTPTN loan

KUALA LUMPUR: Prime Minister Datuk Seri Najib Tun Razak on Wednesday indicated that it would be too expensive to give the 20% rebate incentive to those who pay regularly for the entire PTPTN loan rather than just the outstanding amount.

“We can't give everything. The incentive is to encourage those who have good values - that of paying back loans.

“If these loans are not returned than it will burden others,” he said, responding to questions from the online community about Budget 2013 on #TanyaNajib on Wednesday.

He was responding to a question from Mohd Faisal who asked why the government did not offer the 20% rebate incentive on the entire PTPTN loan.

hi all,

i have a question here...if we settle the outstanding loan, we will get 20% discount right? what is the process for that?

assuming make it simple, i owe RM10k...so do i just pay RM8k straight away and they will close the 2k owed as discount?

thanks and appreciate inputs from those who has done this before.

my friend has this ptptn loan for 2 different account. i understand that the first one (pinjaman pelajar 11) is 3% reducing balance. but the 2nd one (pinjaman pelajar 12), charging fixed RM120 per month. i tot it was 3% reducing balancing but the interest did not increase as no repayment was made every month.

if my fren wants to pay a lump sum of maybe 5k-10k into the 2nd account. is it better or just clear off the 1st account first?

Something is wrong with my PTPTN. I graduated officially on August 2014 (based on my certificate). By right, I should only start paying 6 months after which is supposed to be February 2015.

But today, I was told by banker that my CCRIS shows that I did not pay for 25 months. I went to check my PTPTN statement online and indeed they start charging me since July 2013. How can this be possible?

From February 2015 to current date, I have paid around 6 or 7 times. When do they start counting the official date of my pay back? I thought it is supposed to be 6 months after graduation.

Can I make a complain to PTPTN about this? My housing loan was rejected by bank due to this reason. I was asked to clear my total outstanding (RM41k) in order to clear it off CCRIS. Any bayaran for tertunggak will not help my case at all according to banker.

What other ways can I do now?