dafuq your loans all so small. I'm stuck here with 54k

she study medical too?

everytime wanna pay ptptn always server lag!!! celaka punya ptptn. gaji dah masuk still cannot pay.

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>vvvvvvvvvvvvv

look at my user bar

nope. no thanks. such a hassle.

I already have so many transactions. gonna add one more to the mix. headache.

I would be very much be delighted if you can cc me in your followup.

same here man. 15% or 10% discount seems nothing even you lump sum.

my medical company is not a company recognized by ptptn. oh well thank you and I'll just continue on paying my loan anyhow.

how often do you swipe your card with them? i find it a hassle just by going into utc kuching

been waiting to ask.

I normally pay for loan via fpx.

there's two columns at the bottom of the penyata.

one is bayaran insurance and another is bayaran principle or water its called.

I key in my payment to which btw. I been keying it into the first column

ptptn has a 20 year loan the most with interest rate of 1 percent. with the money you have now to lump sum it why not invest AND use that interest to pay off the ptptn in stages.

eg. 23k x 6%= 1380myr

with the power of compounding interest at the end of 23k is $73,764.12

also please read your T&C upon using cc flexi payment. there is a 4% management charge on top of the first time payment.

This post has been edited by Avangelice: Nov 15 2016, 11:51 PM

Had a colleague from Kuala Lumpur to Kuching, fly in this morning to attend to one of my patients. she never made it on time to my clinic.

as she arrived at the immigration checkpoint in Kuching International Airport, she was stopped and ordered into the immigration room.

they told her they cannot let her through as she has not paid her ptptn for the past 8 years. she pleaded them to let her go as she will fly back tonight.

So yeah avoiding payment for ptptn is no laughing matter.

the interest incurred from the loan already offsets the 15% rebate plus you are trading a long term loan for a shorter one. would suggest you borrow from family.

boss how much you swipe and how frequent? yearly? monthly?

their office must be near your office then for you to be able to do that monthly. kuching utc is too far from my office. I don't want lump sum as I know it calculates as a missed payment.

are you ptptn officer?

nice! thank you for the help btw. you deserve a like bro.

tried to pay my monthly ptptn loan using the usual fpx but upon logging in my efes all i can see is my penyata but the button to pay is missing.

I kid you not I can't find any payment button for it.

never mind. I just did a jom pay for the first time in my life. thank you David83 for the information.

This post has been edited by Avangelice: Jan 1 2017, 02:40 PM

she no ptptn. FAMA sponsor her to study in aussie. lol. me poor mofo need loan to study