does anyone take loan from ptptn but doesnt need it as gotten financial aids from parents and take it secretly and place it at FD?or any other accounts which offer high interest in return or ur savings?

my PTPTN 26K.. for 2 years they no send me any notice or bill..

i checked through online, for 2 years, no admistration charges also.. just 26K thr.. how?

This is the reply i got from PTPTN officer regarding 1% charge:

Untuk makluman, perlaksanaan caj 1% bermula pada 1 jun 2008 sebagaimana kenyataan akhbar Y.B. Menteri Pengajian Tinggi dalam akhbar-akhbar utama pada 14 Ogos 2008. Pihak pengurusan PTPTN sedang menyediakan kaedah dan peraturan pelaksanaannya dan akan diedarkan untuk makluman dalam tempoh terdekat. Maklumat mengenai perkara ini boleh didapati di laman web www.ptptn.gov.my Kaedah dan peraturan tersebut juga akan dipaparkan di Laman Web PTPTN untuk panduan umum.
Surat perjanjian yang baru akan dihantar kepada peminjam awal Januari 2009, tempoh diberikan selama 30 hari untuk kembalikan kepada PTPTN. Selepas pelarasan siap sepenuhnya, kos 1% akan berjalan seperti biasa bagi mereka yang tidak mempunyai tunggakan pinjaman sebelum ini. Semua permohonan (untuk satu peratus) akan ditapis terlebih dulu dengan melihat kepada jumlah pembayaran mereka. [b]Mereka yang membayar mengikut kadar ditetapkan sehingga 31 Mei lalu, layak menerima pengurangan caj. Bagi yang gagal membayar mengikut jadual, mereka tetap dikenakan caj perkhidmatan lama dan hanya boleh menikmati caj baru selepas selesai membayar tunggakan pinjaman ptptn sehingga 31 Mei 2008.[/b]

opps...got liao T_T

2006 and 2007 dont have wor..

why this year 2008 suddenly got rm60? hmm...

opps...got liao T_T

2006 and 2007 dont have wor..

why this year 2008 suddenly got rm60? hmm...

Hmm, I read somewhere that the 1% is only for Degree and upwards, is it true?

Wow...that's kind of crazy and unfair for those suppose to pay RM400++ (IPTS) per month man...how the hell are they suppose to find a job and straight away pay RM400/month on their first salary..what about those who have problems finding jobs after graduating? 

omfg ... i loan RM 49500 .. my interest rate is 1% (no longer 3% according to new agreement)

so if i pay back 10k when i graduate ..

i still owe RM39500 ... 39500x0.01 = RM395 per year
RM395 / 12 = RM32.9 as interest rite ?

depends whether you pay outstanding ammount on time...otherwise 3% still there..

Yup,still available.But u need to apply it.

i every month pay rm100
but the balance that i need to settle up increase month by month
it's like no different
i only borrow from them about RM31700
but now the current balance is RM32221
every month pay RM100 like doesn't give any effect to reduce the balance 

i every month pay rm100
but the balance that i need to settle up increase month by month
it's like no different
i only borrow from them about RM31700
but now the current balance is RM32221
every month pay RM100 like doesn't give any effect to reduce the balance 

i every month pay rm100
but the balance that i need to settle up increase month by month
it's like no different
i only borrow from them about RM31700
but now the current balance is RM32221
every month pay RM100 like doesn't give any effect to reduce the balance 

omfg ... i loan RM 49500 .. my interest rate is 1% (no longer 3% according to new agreement)

so if i pay back 10k when i graduate ..

i still owe RM39500 ... 39500x0.01 = RM395 per year
RM395 / 12 = RM32.9 as interest rite ?

Wow...that's kind of crazy and unfair for those suppose to pay RM400++ (IPTS) per month man...how the hell are they suppose to find a job and straight away pay RM400/month on their first salary..what about those who have problems finding jobs after graduating?