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Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
kitfoong2752
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Feb 11 2015, 04:04 PM
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Getting Started
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QUOTE(zer016 @ Feb 11 2015, 02:23 PM) The interest will divide into into 180months(15 years) and add to your ptptn statement every month. Around Rm40 plus each month for loan 48k.. You can check your statement at ptptn online website.. i see i see..... thank you for your information! hehe
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Cyancus
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Feb 11 2015, 10:51 PM
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New Member
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Hi, I submitted my application for exemption of repayment since last year. I think around December 2014 or January 2015 I got a call from a lady from PTPTN, saying that my application got some problem because the course that I applied (Accounting and Finance) is different in their system (Accounting). But in the end she said she will help me to change it into Accounting and Finance. Until then, no more news about PTPTN.
Today, I received a letter to ask me to repay my loan, and my repayment is already 7 months overdue = ="
Should I call them and clarify?
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SUSDavid83
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Feb 12 2015, 07:15 AM
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QUOTE(Cyancus @ Feb 11 2015, 10:51 PM) Hi, I submitted my application for exemption of repayment since last year. I think around December 2014 or January 2015 I got a call from a lady from PTPTN, saying that my application got some problem because the course that I applied (Accounting and Finance) is different in their system (Accounting). But in the end she said she will help me to change it into Accounting and Finance. Until then, no more news about PTPTN. Today, I received a letter to ask me to repay my loan, and my repayment is already 7 months overdue = =" Should I call them and clarify? You should find back the lady who processed your extension.
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SUSDavid83
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Feb 12 2015, 10:14 AM
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The 10% discount is finally in: QUOTE 01/02/2015 1178 DISKAUN 10% - PRINSI 474.83 61,068.79 01/02/2015 1136 DISKAUN 10% - UJRAH 87.84 60,980.95
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johnsdoes
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Feb 12 2015, 10:21 AM
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Getting Started
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QUOTE(wintermelon @ Dec 29 2007, 10:57 AM) I heard from a friend that the payment is quite flexible as long as you pay. Most of my friends are not paying because they just started to work, just barely enough to survive. Many employers said we are newbies without experience and pay us really low. Anyone know how to pay the PTPTN via maybank2u.com? quick link > bill paymet > Make a one-off payment > Education & Education Loans > PTPTN- Bayaran Balik Pinjaman Pendidikan and fill in the blanks
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SUSMNet
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Feb 17 2015, 06:06 AM
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seriously suck ptptn website. already reported many time but still no fix. dont know who they hire to maintain their website. if their payment page cannot be access, then how ptptn expect us to pay? http://img4021.photobox.co.uk/410845351080...3caa7a54be5.jpg
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chloe_yee87
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Apr 5 2015, 02:26 PM
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QUOTE(MNet @ Feb 17 2015, 06:06 AM) seriously suck ptptn website. already reported many time but still no fix. dont know who they hire to maintain their website. if their payment page cannot be access, then how ptptn expect us to pay? http://img4021.photobox.co.uk/410845351080...3caa7a54be5.jpgHaving the same problem accessing the online statement too. Ever since my loan changed to Ujrah, i no longer can view via efes. Have to log in via http://www.ptptn.gov.my/gateway/login.jspProblem is, i can't even daftar. Paying every month but don't know my balance. Grrr.. things like this makes ppl dont want to pay. So unfriendly. Anyone facing similar issue?
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ptptn_assistant
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Apr 9 2015, 03:05 PM
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New Member
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Hi all.. please refer http://ptptn1utama.blogspot.com/.. or pm me.. all about PTPTN and SSPN i..
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davewave
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Apr 9 2015, 04:25 PM
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Getting Started
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Hi, anyone can tell if can auto-debit PTPTN payments? Thanks.
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SUSMNet
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Apr 9 2015, 06:58 PM
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QUOTE(ptptn_assistant @ Apr 9 2015, 03:05 PM) Hi all.. please refer http://ptptn1utama.blogspot.com/.. or pm me.. all about PTPTN and SSPN i.. u kaki tangan ptptn ker?
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Shirleykame
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Apr 13 2015, 03:01 PM
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Getting Started
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QUOTE(xiong @ Nov 3 2010, 12:19 AM) found this on their website Untuk mendapatkan Nombor Pin anda, perkhidmatan melalui sms : PTPTN NOPIN<JARAK>NOKP Contoh : PTPTN NOPIN 820504159636 dan hantar ke 33199 . Caj 50 sen akan dikenakan bagi setiap smi tried and it worked . i tried this and i don get any reply? i also tried reset password http://www.ptptn.gov.my/gateway/forgotPassword2.jspand it always give me "Gangguan sistem. Sila cuba sebentar lagi " wtf wrong with the site?? how ar?
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SUSDavid83
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Apr 13 2015, 10:47 PM
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QUOTE(davewave @ Apr 9 2015, 04:25 PM) Hi, anyone can tell if can auto-debit PTPTN payments? Thanks. No. But you can perform deduction from your salary or standing instruction from your saving.
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davewave
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Apr 15 2015, 02:33 PM
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Getting Started
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QUOTE(David83 @ Apr 13 2015, 10:47 PM) No. But you can perform deduction from your salary or standing instruction from your saving. I see...thanks..
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megat36
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Apr 16 2015, 09:13 AM
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New Member
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better use salary deduction than auto debit/online payment coz u will waste 50cent i think for online fee. but for salary deduction there is one catch though.u need to make sure with them how much they will cut every month.
my experience, their table for progressive payment show i have to pay 50/month, then slowly increase every year to 200/month for 10 yrs.what happened was they cut rm200/month instead of rm50. very painful..ggrrr...also cant change how much to cut because ptptn said they have they right to choose how much to cut within rm50-200.
then i opt for ujrah (new agreement)and finally got more acceptable monthly payment at rm100...
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Dage
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Apr 18 2015, 07:56 PM
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Getting Started
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i paid monthly for RM300 thru Pos malaysia but my last payment was not reflected at PTPTN. it has been 2 weeks. I checked with PTPTN, they say they didn;t receive it. anyone encounter same problem? please help
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SUSMNet
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Apr 18 2015, 08:00 PM
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QUOTE(Dage @ Apr 18 2015, 07:56 PM) i paid monthly for RM300 thru Pos malaysia but my last payment was not reflected at PTPTN. it has been 2 weeks. I checked with PTPTN, they say they didn;t receive it. anyone encounter same problem? please help why u paid via pos office? its very slow if u pay through that. why u pay rm300/month? how much ur total loan?
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evilprincess
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May 14 2015, 09:18 PM
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New Member
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QUOTE(Dage @ Apr 18 2015, 07:56 PM) i paid monthly for RM300 thru Pos malaysia but my last payment was not reflected at PTPTN. it has been 2 weeks. I checked with PTPTN, they say they didn;t receive it. anyone encounter same problem? please help I paid via FPX but don't know why every time the system display "gagal", I've contacted PTPTN by phone call, facebook and email. They just told me to wait for a week or two for system status update. Damn fed up have to keep log in and update the transaction status.
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NewGUY
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May 27 2015, 04:57 PM
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Now FPX got GST 6% for the RM 0.50.....
Anyone know how much insurance charging us? how many percent from which value...
I not convert 1% also got Insurance....
Is it all the while is there, just never update to us?
I remember 5 yrs back dun have such thing....
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kumiko_91
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Jun 17 2015, 04:09 AM
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Anyone can explain what is the INSURANS PEMBIAYAAN in our penyata terperinci? I realize that my BAKI AKHIR DIKEMASKINI for Takaful is (1,936.12). What does this mean?
I have two loans, diploma and degree. There is once I pay the usual amount RM462.92. Normally KL sentral PTPTN will automatically know and key in the amount for both accounts (RM316.25 to Degree and RM146.67 to my Diploma) but there is once the whole RM462.92 went to only one account which is my diploma.
I told PTPTN about it and PTPTN say it is actually fine, it is still my account anyway. Is it really the case that I don't have to worry about?
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johnthen
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Jul 2 2015, 05:56 PM
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New Member
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WHAT THE FISH with the FPX... Always fail to make my payment...
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