If pay via counter, you will need to tell them to pay for the insurance too. I missed two insurance payments earlier as I didn't know I had to inform the staff. When I found out I told the lady to credit RM 100 into my insurance account and let it be advanced payment. She said that is not possible. I cannot clear in advance for insurance...

Anyway, since now payment via their portal, it should be better for me.

Just paid my monthly repayment via portal, I can pay more than the pinjaman amount. After paying for first time, I simply tried for second time, Ujrah amount is no longer payable. So, one month only once for Ujrah.

No but I prefer to zerolize every month and don't mind paying it off one shot since the amount is small but PTPTN doesn't allow...

I use Chrome too and already third time paying, no issue at all. Last payment on Friday.

Yes, can. It accepts AmEx, somebody tried and reported it works. It accepts AmEx, Visa and MasterCard. When you pay, yoy will see it state there. Even the main page of PTPTN shows AmEx logo.
5xTP cannot confirm because it's government related expenses. 5% cash back will have no issue.

Regarding your question about YOLO, nobody in UOB thread tried in Feb (CC feature only started that time) and March cash back is not yet out. I have tried CIMB CR in Feb and received cash back. You just login to your online penyata and pay from penyata baki page.

I don't think I will try with my YOLO as I can only know by end of next month. This month I have paid again with CIMB CR and next month with AmEx I guess.

Nope, no intention for direct debit. I'm not a fan of direct debit thingy. I wanna make use of my credit card cash back and play with different types of cards' cash back, promotion or 0% balance transfer.

Yes, still need to pay if I'm not mistaken. Else, free interest loan for us? Not possible.

Correct but not interest reduction.

Yes, can pay with CC and no charges.

Yes, it may impact. Unfortunately.

Mine is 20 years and one month RM 327, should request for higher repayment.
Really wanna try paying one off shot, cannot imagine I'll only finish my studies loan when I'm 50 years old.

This post has been edited by fruitie: Mar 27 2017, 01:22 PM

Why 10%?
10% is for auto-debit and 15% is for full repayment.

AmEx is accepted.

5xTP not sure because it could be categorized under government transactions but 5% weekend cash back yes.

There is.

Just paid via M2Cards AmEx.

Strangely, it only appears "Bayaran 1" column and nothing for me to fill in for Ujrah payment. So I paid my monthly amount and everything went into my payment without deducting Ujrah.

Sigh.

Looks like I will need to check out again later and see if Ujrah will appear for me to pay... Anyone also has this issue?

Added with screenshot.

My monthly payment is RM 327.43 and which RM 56.45 is actually Ujrah fees, so my monthly payment is 327.43 - 56.45 = 270.98. If I can recall correctly, last month when I made payment, it showed two columns. One for Ujrah and one for Pinjaman. Deja vu for me? I really cannot remember now.
I paid RM 327.43 and it is reflected under monthly payment without Ujrah.



This post has been edited by fruitie: Apr 9 2017, 01:36 AM

OK, my insurance has no outstanding as I overpaid last month for testing.
Unfortunately there's no breakdown in second page and straight proceeded for payment.
Now this payment went into 1128 without offsetting Ujrah...

Yes. Posted on 1st April. Maybe I should try again later.

I called PTPTN yesterday for my case and told not to be worried so long my total outstanding is deducted. I have advanced payment of approx 16 months, time to check my CCRIS. The officer said only 6 months? I thought one year? I only adjusted my payment on last year's Oct.

I envy so little of outstanding. Mine is 20x yours.
If below 10k, I will clear off one shot...

I can clear off all with some help comes from EPF account 2 but I don't want to use that first.
Just pay slowly and enjoy cash back. However, I will pay more than required every month.