Can some of you guys stop all the misinformation? A lot of banks with presence across regions now offer oversea ATM withdrawal with your local ATM card with NO CHARGES, regardless whether it's on a CIRRUS / PLUS network or not as long as you are going to an ATM machine owned by the same banking group.
I've tried performing withdrawals with HSBC Hongkong and OCBC in SG with my Malaysian ATM cards and I'm not getting charged for withdrawals. So far, the exchange rate is always better than money changers at any time!
Using CIMB ATM Card Overseas, Activated...but which ATMs can use?