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 Using CIMB ATM Card Overseas, Activated...but which ATMs can use?

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FinalanzJoel
post Dec 24 2012, 01:07 AM

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Joined: Dec 2012
QUOTE(Optiplex330 @ Jan 1 2009, 04:02 PM)
I have to totally disagree with you here.

To bring cash for overseas travel (eg. 10,000 USD), there are a few options:

1. Get USD notes from our local money changer. Don't know how much profit they made but would you want to carry all those USD10,000 in your pocket? You have to worry about thief etc.

2. Buy traveler check. You have to pay for charges also. And you can only use it at limited places like hotel/bank/money exchange etc. Any unused money has to bring back to your local bank to convert back to RM.

3. ATM card. There are ATM machines all over the place, even in supermarket. You plug in your card and you get USD anytime, anywhere and at any amount. Simple. Efficient. Safe. The charge ranges from RM5 to RM12 per transaction. So if you withdraw RM3000, it work out to be 0.04%. But ATM exchange rate is often cheaper than money changer and from traveler check.

On charges. If you use HSBC ATM card and use it in HSBC ATM machine overseas (they are the world's 2nd biggest bank), the transaction charges is nil for Premier customer and RM5 for others.

But please note, not ATM card can be used overseas. Only ATM card with the logo Cirrus (belong to MasterCard organization) or PLUS (belong to VISA organization) can be used. And if you have never used your ATM card in Malaysia before, you MUST activated it first before going overseas. This is because you can not activate it overseas.

Therefore I highly recommend people traveling oversea to use ATM card. You can use it anywhere in the world as long as there are ATM machine. And if you want to go to Peru, tell me, do you know of any local money changer having Peruvian currency note?
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Hai.. i wanna ask about Public Bank Day2Day Visa Debit Card. is there anyone know PBB D2D VISA DC can swipe or withdrawal in Taiwan? because im planning not to bring a lot of cash with me next year to Taiwan. so i plan if my cash not enough in few days in Taiwan. i want withdrawal in Taiwan ATM. But im afraid canot use the card. THANK YOU.

 

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