For international banks like HSBC and Citibank whereby one can always withdraw from their originating country via ATM networks in other countries are usually not subjected to transaction charges besides the forex exchange difference. Yes, do agree that sometimes forex rates are better. Only problem is we do not know during withdrawal.

But when one withdraws via Maestro or Cirrus, IIRC the charges are not cheap. It's definitely not the usual RM1 like MEPS charges in M'sia.

But please note, not ATM card can be used overseas. Only ATM card with the logo Cirrus (belong to MasterCard organization) or PLUS (belong to VISA organization) can be used. And if you have never used your ATM card in Malaysia before, you MUST activated it first before going overseas. This is because you can not activate it overseas.

1. If they are all from CIRRUS/PLUS etc, the charges should be the same. But AFAIK, different bank charge different amount. Some zero. Some RM5. Some RM10 and others RM12.

Can someone confirm CIMB's fee for oversea ATM????

Can someone confirm CIMB's fee for oversea ATM????

The local limit per transaction is 1500rm, daily at the moment can be set in between 1k to 5k. How does it work?? if oversea ATM supports up to 5k rm worth of watever currency in whichever country, would it still be 1500rm per transaction and until daily limit is used up???

Hello everyone, I would like to ask which ATM in UK can be use to withdraw money using CIMB card. I have already activated my card, and have tried on the Natwest ATM but couldn't withdraw any. Tried to contact customer service in M'sia and they said there is no problem with my card. 

There should be no problem for you to withdraw money at any UK banks with your CIMB Bank ATM card which is on CIRRUS/Maestro network. Did you choose the right account ? And did you activate the card for overseas use ?

The problem is my atm card doesn't have any kind of Cirrus or Maestro marking on it. Just the normal bankcard logo. Probably it's an old card. I checked back that i had it activated before i came here so it should be ok. Maybe the atm doesn't have any cirrus logo have to check again later. I don't know. Haih..

Can anybody tell me how long will it takes for cimb to activate overseas usage ... is it activated right away or got time period for it to be activated?

Activated immediately. I have w/d from ATM in Indonesia at CIMB Niaga Indonesia last month, no problem and its free coz using same bank.

I used Stanchart ATM card to withdraw through Cirrus, done it in UK and Australia, no problem. Cirrus charge RM12 per transaction

how to activate it??
saw in their website it can be done via cimbclick
http://www.cimbclicks.com.my/regional.htm

but i can't found it anywhere in my cimbclick??

how to activate it??
saw in their website it can be done via cimbclick
http://www.cimbclicks.com.my/regional.htm

but i can't found it anywhere in my cimbclick??

Home / ATM/POS Services / Overseas Usage Maintenance

I have to totally disagree with you here.

To bring cash for overseas travel (eg. 10,000 USD), there are a few options:

1. Get USD notes from our local money changer. Don't know how much profit they made but would you want to carry all those USD10,000 in your pocket? You have to worry about thief etc.

2. Buy traveler check. You have to pay for charges also. And you can only use it at limited places like hotel/bank/money exchange etc. Any unused money has to bring back to your local bank to convert back to RM.

3. ATM card. There are ATM machines all over the place, even in supermarket. You plug in your card and you get USD anytime, anywhere and at any amount. Simple. Efficient. Safe. The charge ranges from RM5 to RM12 per transaction. So if you withdraw RM3000, it work out to be 0.04%. But ATM exchange rate is often cheaper than money changer and from traveler check.

On charges. If you use HSBC ATM card and use it in HSBC ATM machine overseas (they are the world's 2nd biggest bank), the transaction charges is nil for Premier customer and RM5 for others.

But please note, not ATM card can be used overseas. Only ATM card with the logo Cirrus (belong to MasterCard organization) or PLUS (belong to VISA organization) can be used. And if you have never used your ATM card in Malaysia before, you MUST activated it first before going overseas. This is because you can not activate it overseas.

Therefore I highly recommend people traveling oversea to use ATM card. You can use it anywhere in the world as long as there are ATM machine. And if you want to go to Peru, tell me, do you know of any local money changer having Peruvian currency note?

Hai.. i wanna ask about Public Bank Day2Day Visa Debit Card. is there anyone know PBB D2D VISA DC can swipe or withdrawal in Taiwan? because im planning not to bring a lot of cash with me next year to Taiwan. so i plan if my cash not enough in few days in Taiwan. i want withdrawal in Taiwan ATM. But im afraid canot use the card.  THANK YOU.