@Dyong,
The cards I received from Citibank aren't on a combined limit; they each have separate individual limits.

I don't like the idea of keeping too many credit cards or having a super thick wallet hence the thought of cancelling the additional HSBC Visa card of mine.

@Dyong,
I'll make sure I clear that wallet for u this weekend `k?  Just make sure u keep enough notes for me to clear `k?  [PS: I'm taking Mom to Japanese lunch this weekend in conjunction with Mom's Day!]

@siutimtim,
I sure didn't know DA gave 2% rebate on petrol.  I'll use my DA on my next petrol fill up n check if the 2% is applicable on my card.

@Dyong,
It's Mom's Day so it really is her call; unlike in my family, I make the call so it was more like, I make the reservations, invite the people i want to invite, tell dad about it, reconfirm invitation list and then tell mom we're having lunch on Sun *grins*

Am sure ur mom's not gonna mind losing out to me *grins*  She's gonna love me btw.. wanna take a bet on that?

And yes the Shell petrol card is totally not worth it - in order to gain the rebates u gotta owe the bank $ - what's the point of getting rebates when u need to be spending more $ to earn those rebates?  It's rubbish if U asked me.

I haven't come across many credit cards with no restrictions other than the Direct Access graduate card which is *REALLY* Free For Life, with no conditions attached!  The only bummer is that their point system sucks.

@Dyong,
If ur satisfied with ur current card, there's no point in looking for a change.  I think most Platinum cards offer about the same priviledges [which is close to none!]  Citibank's Plat card used to be able to give you access into Bangkok's Airport Lounge but that no longer is the case.  Apparently, the only card with free access into KLIA's Premier Lounge is Standard Chartered (Visa only!).

I do hear however MBB Treat Points are very much better than what Citibank offers [and the one reason I'm still using Citibank as my primary card is cause I rather have my points consolidated in 1 bank for easier 'redemption' if u know what i mean] 

PS: Ok I'll let Mom have her day with your wallet; i'll have that Citi Plat for the weekend then  [see.. I told U she's gonna love me!] 

@joanalooidog,
I believe HSBC will auto waive your annual fee if u use the card more than 12 times (that's averagely once a month).  If you swiped it 12 times a month and only in that month, I believe you would have still met the criteria *grins*