CREDIT Card Thread v2, Everything about the world of plastic
CREDIT Card Thread v2, Everything about the world of plastic
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Jan 31 2008, 09:01 AM
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#41
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4,261 posts Joined: Oct 2007 |
dude, its only saying the MAXIMUM rebate lah. You don't have to spend more than RM2500 to get the bloody 2% rebate
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Jan 31 2008, 09:13 AM
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#42
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QUOTE(shiniraz @ Jan 31 2008, 09:05 AM) yes i already know that fact, but if only pump RM500/mth == RM 5 rebate/mth. not quit interesting. That's my pov. err...2%...so its RM500/mth == RM10 rebate that's only my 2 cents Aeon.. thanks well, I think in the end...its better than getting points. Do you know what's the value of Maybank's points? 9000 points = RM50 voucher, the more points you get, the more value the voucher is. But with that calculation alone...1 point is RM0.005 cents. If you spend RM500 (after the promotion period) that gives you 500 points...meaning you only get RM2.50 Just my nagging anyway the CIMB card...website never mention abt the condition. But newspaper (or was it kadmesra website) mentioned both have the same free for life benefits. |
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Jan 31 2008, 09:41 AM
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#43
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QUOTE(shiniraz @ Jan 31 2008, 09:19 AM) hahaha..darn... wrong calculation.. stupid me.. hahahah... why don't you just call CIMB and ask them?last time i heard there were some cimb agents here.. maybe one of them can help us clarify this point please.. QUOTE(WaCKy-Angel @ Jan 31 2008, 09:23 AM) For Maybank there is no FREE GIFT becoz they simply doesnt give any... deduct from your commission rite? Some people are nice enough to do that, like my car insurance agent But im giving free gift out of my own pocket Cash Term |
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Jan 31 2008, 09:49 AM
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#44
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lol...looks like CIMB punya services just brought their card value down a bit
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Jan 31 2008, 10:27 AM
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#45
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really? I don't have any problems with my Maybank card so far...ady 1.5 years using. Just called them...no wait at all also
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Jan 31 2008, 04:51 PM
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#46
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4,261 posts Joined: Oct 2007 |
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Feb 1 2008, 10:10 AM
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#47
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QUOTE(vin_ann @ Jan 31 2008, 10:48 PM) they open 24/7I went there yesterday...and they told me the requirements are thougher. Need to bring all the old documents back there and apply. Unless you ady had your credit card for 2 years and above. |
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Feb 1 2008, 05:38 PM
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#48
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QUOTE(David83 @ Feb 1 2008, 10:14 AM) Because it's a GOLD card. yeah, its basically applying for a new card. Anyway just applied only Do you want what I submitted? Let me put it here: 1. A copy of NRIC. 2. 2 months of payslip 3. A copy of degree certificate 4. A copy of existing MBB Visa CC 5. Business card. 6. Latest printout from M2U for my MBB Saving account. I didn't attach a copy of EA form since it's very outdated. |
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Feb 1 2008, 08:56 PM
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#49
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no, I was just about to tell you guys. I was reading the application form just now for fun...it states there that you won't get Mesra points if you use the Petronas Maybank Visa. Not sure about CIMB's...but I think they're the same.
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Feb 1 2008, 10:11 PM
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#50
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well, since its an upgrade it should have been increased credit limit as well isn't it? Otherwise it wouldn't be an upgrade at all. Unless there's something else they're looking at here...like maybe your income?
oh yea...that free for life promo may not be available for long. If the promo is here to stay, then I'm sure other banks will start doing the same with new cards and all. |
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Feb 2 2008, 12:05 AM
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#51
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QUOTE(ronnie @ Feb 1 2008, 10:30 PM) not necessarily...my credit limit was increased all of a sudden but I didn't get any salary increase QUOTE(ronnie @ Feb 1 2008, 10:30 PM) Petronas system is put credit card first, followed by Kad Mesra/Real Rewards.... inverse from Shell+Bonuslink Petronas card will give points...but Mesra won't. Hmm, didn't think about RR. RR and Mesra points same or not? |
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Feb 2 2008, 10:34 AM
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#52
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QUOTE(hye @ Feb 2 2008, 09:15 AM) I'm not a big fan of AEON cards as they lost my payment to them before. I even sent over a copy of my proof of payment to them and they deny the payment reaching them even after showing them the proof. (I paid via bank transfer, all the bank-in information is correct) just wondering...what kind of proof you showed to them? Usually its more difficult to prove an internet transaction...2 months of endless arguments and no conclusion. It is perhaps the one cc provider that I will never return to nor recommend anyone getting it. QUOTE(WaCKy-Angel @ Feb 2 2008, 09:46 AM) Hmm Petronas Card wont get points for Mesra card? Petronas card user won't get Mesra points...not card. You can still use the card for other things like the Supercar Bonanza. And maybe Real Rewards points. Actually I didn't know there was any mesra points before...Btw how about UOB then? My math sux somebody help me to calculate... Last month total card usage is RM493.68 And RM146 for GSC (2%) means the remaining all used for BHPetrol (5%). And the Smart$ earned is RM15.34 that means i get points too eventhough i also got use BHP own point card I believe no other cards give points for using at petrol station. UOB if I'm not mistaken...give you rebate only. Never mentioned about points. |
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Feb 2 2008, 12:38 PM
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#53
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QUOTE(hye @ Feb 2 2008, 10:49 AM) It's the completed successful transaction snapshot from my Internet Banking facility. It shows the amount transferred, account no transferred to, time & date. They could have made the effort to trace but they didn't. To me, it proves their inefficiency and this kind of mistake is intolerable - losing a customer's payment. well, it sounds like they didn't even bother looking at your transaction proof. Followed by your bank statement, it should have been enough to prove that you did make the payment...anyway its good that you cancelled that card. Its really useless I could have reported them to BNM but for that small transaction - I figured the effort is far more than the value of the transaction. |
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Feb 2 2008, 04:02 PM
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#54
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QUOTE(WaCKy-Angel @ Feb 2 2008, 02:20 PM) you've mistaken with my answer...top part just clarifying abt Petronas, btm part abt your UOB card.QUOTE(WaCKy-Angel @ Feb 2 2008, 09:46 AM) Hmm Petronas Card wont get points for Mesra card? Btw how about UOB then? My math sux somebody help me to calculate... Last month total card usage is RM493.68 And RM146 for GSC (2%) means the remaining all used for BHPetrol (5%). And the Smart$ earned is RM15.34 that means i get points too eventhough i also got use BHP own point card QUOTE(Aeon_Clock @ Feb 2 2008, 10:34 AM) Petronas card user won't get Mesra points...not card. You can still use the card for other things like the Supercar Bonanza. And maybe Real Rewards points. Actually I didn't know there was any mesra points before... I believe no other cards give points for using at petrol station. UOB if I'm not mistaken...give you rebate only. Never mentioned about points. |
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Feb 2 2008, 11:52 PM
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#55
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4,261 posts Joined: Oct 2007 |
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Feb 3 2008, 02:37 AM
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#56
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QUOTE(vin_ann @ Feb 3 2008, 12:45 AM) lucky i dun have any problems with them.... what kind of call you expect from them wor anyways, sometime it's annooying... Citibanks always get call from them for the promotion things... HSBC only got 1 call since 1yr n 9 months UOB stil din got any call yet OCBC never got call I use Maybank card for more than a year ady and nobody called me also |
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Feb 3 2008, 10:34 AM
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#57
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QUOTE(guanteik @ Feb 3 2008, 08:32 AM) actually what are the reasons one person having so many CC? we can just have 1 card with high credit limit rite... To get the benefits lo...not all cards have the same promotions, discounts and such.and like hye mentioned, some cards are not accepted so its best for you to get 1 Visa, 1 Master. Don't bother abt Amex but whatever you do, try not to keep any balance in the cards. Always settle the monthly statement in full... QUOTE(hye @ Feb 3 2008, 09:40 AM) why you cancel? Too many fussy calls? |
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Feb 4 2008, 08:50 AM
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#58
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I got late payment before (actually Internet transaction didn't go through). Dun remember getting any charges...but I got a letter from them telling me I didn't pay for that month.
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Feb 11 2008, 09:45 PM
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#59
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» Click to show Spoiler - click again to hide... « yeah...Petronas cards dun qualify for Mesra points la |
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Feb 13 2008, 09:05 AM
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#60
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QUOTE(SnoWFisH @ Feb 12 2008, 03:12 PM) meaning if i insert my petronas mastercard into the cc terminal, after it spits out my card, it will not prompt me to insert my mesra card? QUOTE(sam240 @ Feb 12 2008, 06:59 PM) hi...what you mean by this?.....mean no more mesra/realrewards point if use this CIMB or MMB Petronas CC for petrol? you may still have use for the Mesra card...if Real Rewards points is allowed. Maybank didn't mention anything about RR points...just said that the Petronas card doesn't qualify for Mesra points. I didn't even knew we had mesra points honestly.Plus, remember it says you'll get "Double Chance" to win the supercar bonanza promotion with Petronas Card. I believe your 'registration' is by using the Mesra card on the pump too QUOTE(zenquix @ Feb 12 2008, 11:21 PM) My MBB Petronas Visa approved (can see in M2u). Now waiting for the card lol. I'm still waiting for my call Might apply the CIMB one later if x5 treatpoints no more. This post has been edited by Aeon_Clock: Feb 13 2008, 09:05 AM |
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