Well, they can go ahead and blacklist me. I have nothing to lose with them and I think they have nothing to lose without me as well. 

I don't like to call Citibank to waive annual fees. I repeat, I don't beg Citibank, in fact I cancelled their cards several times when they refused to waive the fees, yet they re-offer back to me after 6-12 mths. Then cancel again after 1-2 yrs... then offer back. 

Why do I need them to clear my name ??? For what reason ??? so I can beg and apply their card again ? Now I get fedup and just keep the card as spare. In fact, they send me a Shell Citibank CC and call me up to activate it... I told them no thanks and cut the card.

Things I don't like about Citibank CC:
1) Limited branches to pay in KL
2) Cannot pay online like Maybank2u (obviously I'm just a small chick-pea that doesn't warrant a savings/current a/c in Citibank)
3) Amex is offering 2x points forever. The rest 1x only, except promotion period or rebate.
4) International recognition ? BAH!... So far I did not encounter any problem using MBB outside M'sia.

I don't have problem using MBB Amex in Asia and Europe. I'm not here to champion MBB or Amex, but I think it is personal preference on which card suits a person lifestyle better.

The blacklist is to make you difficult to get a loan from other banks, basically it would appear in your CRRIS report maintained at Bank Negara. After some time, it could become "Hard core " borrower. The bankers are concerned with these borrowers.

If you are into business, your company may not get a loan because of you. Other shareholders could be at odd with you. It could be years later and you would wander why the banks reject your loan.

Do not mean to frighten you.

Haha,where got such thing.Blacklist because you cancel credit card?   maybe own bank record yes la

how to pay citibank bill at melaka?

plz help

thanks

When the annual fee is defaulted. It goes automatically to CCRIS's report.

Anyone having any idea on this?

I have a question regarding the MBB AMEX.

my company apply MBB AMEX(green colour) corporate card for me,if i swipe it,is there any treat points for me?

If it does,will the treat point combine with my current MMB Flex card's point? hmm.gif

If you using internet banking, you can pay online e payment.

Or go to your bank, and pay using Giro transfer to Citbank ( your acc no ).

The bank charges RM 2 .

online banking of citibank or any other bank?

i dint hav acc wif citibank.....juz the cc wan onli..
thanks

@Dyong,
If ur satisfied with ur current card, there's no point in looking for a change.  I think most Platinum cards offer about the same priviledges [which is close to none!]  Citibank's Plat card used to be able to give you access into Bangkok's Airport Lounge but that no longer is the case.  Apparently, the only card with free access into KLIA's Premier Lounge is Standard Chartered (Visa only!).

I do hear however MBB Treat Points are very much better than what Citibank offers [and the one reason I'm still using Citibank as my primary card is cause I rather have my points consolidated in 1 bank for easier 'redemption' if u know what i mean] 

PS: Ok I'll let Mom have her day with your wallet; i'll have that Citi Plat for the weekend then  [see.. I told U she's gonna love me!] 

@joanalooidog,
I believe HSBC will auto waive your annual fee if u use the card more than 12 times (that's averagely once a month).  If you swiped it 12 times a month and only in that month, I believe you would have still met the criteria *grins*