QUOTE(fairylord @ Jun 13 2018, 05:29 PM)
This is the most positive post in this thread I would said.
But I bet your spending records all focus on Amazon, aren't you sis


Just sharing based on my one month plus of usage.

Actually no, Taobao and Grab mainly. I haven't taken out to swipe it out yet which mostly for my food but I will still use HLB MACH for 5% dining cash back.
Amazon maybe will start next month as my boss will be in the States for three months and I may get his help to bring me some of my stuff from Amazon.

QUOTE(eddie2020 @ Jun 13 2018, 05:42 PM)
How you check the exchange rate in this card?
In the app itself. At first it will show "Pending" and after few days it will show as "Settled", just compare the "Settled" rate with real time rate, very minimal difference. Based on my observation, both "Pending" and "Settled" amount doesn't show much difference.