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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint
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chonghe
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Jun 3 2018, 10:03 AM
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Thanks for the info
Just saw this also - "Domestic ATM withdrawals - RM6"
So it means that in extreme cases of needing cash, one could top up BigPay card with cc (considered as purchase) and withdraw cash using BigPay card, avoiding cash advance charges and interest?
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cybpsych
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Jun 3 2018, 10:10 AM
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QUOTE(chonghe @ Jun 3 2018, 10:03 AM) Thanks for the info Just saw this also - "Domestic ATM withdrawals - RM6" So it means that in extreme cases of needing cash, one could top up BigPay card with cc (considered as purchase) and withdraw cash using BigPay card, avoiding cash advance charges and interest? yes, but do it sparingly to avoid be flagged by bigpay of "suspicious activities"
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janson_kaniaz
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Jun 3 2018, 10:31 AM
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Has anyone compared bigpay forex rate vs bank cc rate?
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chonghe
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Jun 3 2018, 10:41 AM
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QUOTE(cybpsych @ Jun 3 2018, 10:10 AM) yes, but do it sparingly to avoid be flagged by bigpay of "suspicious activities" This is wow. So I presume all "gou shou" here basically top up BigPay monthly using cc and just use BigPay to spend?
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cybpsych
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Jun 3 2018, 11:12 AM
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QUOTE(chonghe @ Jun 3 2018, 10:41 AM) This is wow. So I presume all "gou shou" here basically top up BigPay monthly using cc and just use BigPay to spend? generally, i guess so. i am one of them. cc with cashback are mostly limited to certain spending categories. reloading to bigpay, you can spend almost everywhere else, without restrictions from the main cashback cc. e.g. pbb quantum/vs (earn 5%/6% Online cb) --> bigpay --> other spendings (e.g. dental, car service, maintenance fee, etc)
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chonghe
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Jun 3 2018, 12:01 PM
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QUOTE(cybpsych @ Jun 3 2018, 11:12 AM) generally, i guess so. i am one of them. cc with cashback are mostly limited to certain spending categories. reloading to bigpay, you can spend almost everywhere else, without restrictions from the main cashback cc. e.g. pbb quantum/vs (earn 5%/6% Online cb) --> bigpay --> other spendings (e.g. dental, car service, maintenance fee, etc) This is so cool
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stargate8
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Jun 3 2018, 12:04 PM
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paid using bigpay for lazada purchase, in bigpay app, lazada being described as "Professional Services"
last night got pending 6points but now not appear in app... strange
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TSfairylord
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Jun 3 2018, 12:05 PM
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QUOTE(chonghe @ Jun 3 2018, 12:01 PM) This is so cool  hehe, welcome to the house If you have Barcelona Card, should quickly enjoy 10% this month up to RM100.
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john123x
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Jun 3 2018, 12:06 PM
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i am a member of BIG Prepaid mastercard.
i gonna review the new card, its fee and its pro and cons.
they got so many cards out already, it kinda show they have problem consolidating into one card.
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TSfairylord
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Jun 3 2018, 12:08 PM
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QUOTE(stargate8 @ Jun 3 2018, 12:04 PM) paid using bigpay for lazada purchase, in bigpay app, lazada being described as "Professional Services" last night got pending 6points but now not appear in app... strange If your transaction status have not changed from "Pending" to "Settled", do allow time for the points reflected, may be few days after status become "Settled".
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stargate8
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Jun 3 2018, 12:14 PM
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QUOTE(fairylord @ Jun 3 2018, 12:05 PM) hehe, welcome to the house If you have Barcelona Card, should quickly enjoy 10% this month up to RM100. june is normal 2% may n aug is 10%
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TSfairylord
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Jun 3 2018, 12:38 PM
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QUOTE(john123x @ Jun 3 2018, 12:06 PM) i am a member of BIG Prepaid mastercard. i gonna review the new card, its fee and its pro and cons. they got so many cards out already, it kinda show they have problem consolidating into one card. BigPrepaid Vs BigPay
| Card | Previous Big Prepaid Master+Web | New BigPay+App | | Master/Visa Reload | NA | Master/Visa only | | Other Reload Channel | Online banking/FPX/ATM/BSN or CIMB Counter | NA | | Reload Charges | Free via CIMB AA Saver SA, Other RM0.50~RM2 | Levied by Bank partners, so far FREE | | Oversea Swipe | Forex Wallet-Exchange and store when cheap for future use | Instant Exchange | | Currency Conversion Fee | 1% + network charges | Network charges only until further notice | | Cross Border Fee | 0.5% + network charges | Waived until further notice | | Oversea ATM Withdrawal | RM10 or 2% of withdrawal amount, whichever higher | Only RM10 until further notice | | inactive Fee | Monthly RM2.50 | Waived till further notice | | Peer Fund Instant Transfer | No | Yes and Free | | BigPoints (BP) | Oversea only RM2=1BP | Reload RM50=1BP, Domestic RM20=1BP, Oversea RM2=1BP (to be confirmed) | | Discount on AA Add-On | No | Discount RM2 on Luggage/Meal | | Free Referral RM10+RM10 | No | Yes |
Any more details to add? Please feedback, will add in and update on Post #01 later. Foresee more benefit on the development roadmap, but be ready those "waived until further notice"-Fees to be imposed in near future. This post has been edited by fairylord: Jun 3 2018, 12:42 PM
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TSfairylord
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Jun 3 2018, 12:39 PM
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QUOTE(stargate8 @ Jun 3 2018, 12:14 PM) june is normal 2% may n aug is 10% Sorry, I'm still in May
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stargate8
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Jun 3 2018, 12:44 PM
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QUOTE(fairylord @ Jun 3 2018, 12:39 PM) Sorry, I'm still in May  hahaha 3jun dy wake up but bigpay pending points should display in app, funny it disappear just like that, still can see upon purchase done, after wake up this morning its gone, software engineer problem ke
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john123x
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Jun 3 2018, 12:45 PM
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QUOTE(fairylord @ Jun 3 2018, 12:38 PM) BigPrepaid Vs BigPay
Any more details to add? Please feedback, will add in and update on Post #01 later. Foresee more benefit on the development roadmap, but be ready those "waived until further notice"-Fees to be imposed in near future. i think BIG Prepaid can combo with bigpayme temporary because bigpayme doesnt have "Online banking/FPX/ATM/BSN or CIMB Counter" reload channel yet. i mean reload BIG prepaid using online banking, transfer to bigpayme? i wonder if it works?
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TSfairylord
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Jun 3 2018, 12:49 PM
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QUOTE(john123x @ Jun 3 2018, 12:45 PM) i think BIG Prepaid can combo with bigpayme temporary because bigpayme doesnt have "Online banking/FPX/ATM/BSN or CIMB Counter" reload channel yet. i mean reload BIG prepaid using online banking, transfer to bigpayme? i wonder if it works? Hehe, why would you since Reload with CC could enjoy cashback.
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TSfairylord
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Jun 3 2018, 12:58 PM
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QUOTE(svefz @ Jun 1 2018, 09:52 PM) Prepaid card can be overswipe and no issue with GE payment  QUOTE(celaw @ Jun 1 2018, 09:57 PM) Wow, that's a good news. Then we dont need worry for auto debit where need to always take care of account. haha QUOTE(svefz @ Jun 1 2018, 10:53 PM) Yes. I am surprised that the transaction can go thru. But the second transaction decline automatically QUOTE(MGM @ Jun 1 2018, 11:20 PM) Will there be any charges or interest? svefz, if there is charges or interest, don't mind share the details here,
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hye
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Jun 3 2018, 01:07 PM
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White Tiger
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One thing I noticed using this card is that - transaction is accepted and then it is rejected. (reloading my SG prepaid) - transaction is rejected and then it is accepted. (pay bills via PayOnline)
Did cause a fair bit of anxiety as not sure whether transaction went through or not. Monies already deducted from BigPay account. In the case of my SG prepaid, prepaid credit stays in my account despite the "rejected" notice which earlier received.
This post has been edited by hye: Jun 3 2018, 01:08 PM
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hye
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Jun 3 2018, 01:10 PM
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White Tiger
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QUOTE(fairylord @ Jun 3 2018, 12:38 PM) BigPrepaid Vs BigPay
Foresee more benefit on the development roadmap, but be ready those "waived until further notice"-Fees to be imposed in near future. I believe the attraction of this card is the waiver of these fees and attractive forex rates. Once BP starts to impose these charges then it'll make the card less desirable. This post has been edited by hye: Jun 3 2018, 01:11 PM
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TSfairylord
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Jun 3 2018, 01:12 PM
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QUOTE(hye @ Jun 3 2018, 01:07 PM) One thing I noticed using this card is that - transaction is accepted and then it is rejected. (reloading my SG prepaid) - transaction is rejected and then it is accepted. (pay bills via PayOnline) Did cause a fair bit of anxiety as not sure whether transaction went through or not. Monies already deducted from BigPay account. In the case of my SG prepaid, prepaid credit stays in my account despite the "rejected" notice which earlier received. When i used on Shopee, the Payment screen in Shopee Apps shows "Error bla bla bla", not even pop up the page for OTP code yet, the money already been deducted, nervous caused me quickly contact Shopee and BigPay via email, after shooting nasty email  , yet to receive any reply from both party, the Apps after 10+ min shows back the amount deducted...and unhappiness has occurred.
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