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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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chonghe
post Jun 3 2018, 10:03 AM

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Thanks for the info

Just saw this also - "Domestic ATM withdrawals - RM6"

So it means that in extreme cases of needing cash, one could top up BigPay card with cc (considered as purchase) and withdraw cash using BigPay card, avoiding cash advance charges and interest?
cybpsych
post Jun 3 2018, 10:10 AM

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QUOTE(chonghe @ Jun 3 2018, 10:03 AM)
Thanks for the info

Just saw this also - "Domestic ATM withdrawals - RM6"

So it means that in extreme cases of needing cash, one could top up BigPay card with cc (considered as purchase) and withdraw cash using BigPay card, avoiding cash advance charges and interest?
*
yes, but do it sparingly to avoid be flagged by bigpay of "suspicious activities"
janson_kaniaz
post Jun 3 2018, 10:31 AM

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Has anyone compared bigpay forex rate vs bank cc rate?
chonghe
post Jun 3 2018, 10:41 AM

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QUOTE(cybpsych @ Jun 3 2018, 10:10 AM)
yes, but do it sparingly to avoid be flagged by bigpay of "suspicious activities"
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This is wow.

So I presume all "gou shou" here basically top up BigPay monthly using cc and just use BigPay to spend?
cybpsych
post Jun 3 2018, 11:12 AM

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QUOTE(chonghe @ Jun 3 2018, 10:41 AM)
This is wow.

So I presume all "gou shou" here basically top up BigPay monthly using cc and just use BigPay to spend?
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generally, i guess so. i am one of them.

cc with cashback are mostly limited to certain spending categories. reloading to bigpay, you can spend almost everywhere else, without restrictions from the main cashback cc.

e.g.

pbb quantum/vs (earn 5%/6% Online cb) --> bigpay --> other spendings (e.g. dental, car service, maintenance fee, etc)
chonghe
post Jun 3 2018, 12:01 PM

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QUOTE(cybpsych @ Jun 3 2018, 11:12 AM)
generally, i guess so. i am one of them.

cc with cashback are mostly limited to certain spending categories. reloading to bigpay, you can spend almost everywhere else, without restrictions from the main cashback cc.

e.g.

pbb quantum/vs (earn 5%/6% Online cb) --> bigpay --> other spendings (e.g. dental, car service, maintenance fee, etc)
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This is so cool rclxm9.gif


stargate8
post Jun 3 2018, 12:04 PM

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paid using bigpay for lazada purchase, in bigpay app, lazada being described as "Professional Services"

last night got pending 6points but now not appear in app... strange
TSfairylord
post Jun 3 2018, 12:05 PM

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QUOTE(chonghe @ Jun 3 2018, 12:01 PM)
This is so cool  rclxm9.gif
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hehe, welcome to the house rclxm9.gif

If you have Barcelona Card, should quickly enjoy 10% this month up to RM100.
john123x
post Jun 3 2018, 12:06 PM

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i am a member of BIG Prepaid mastercard.

i gonna review the new card, its fee and its pro and cons.

they got so many cards out already, it kinda show they have problem consolidating into one card.


TSfairylord
post Jun 3 2018, 12:08 PM

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QUOTE(stargate8 @ Jun 3 2018, 12:04 PM)
paid using bigpay for lazada purchase, in bigpay app, lazada being described as "Professional Services"

last night got pending 6points but now not appear in app... strange
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If your transaction status have not changed from "Pending" to "Settled", do allow time for the points reflected, may be few days after status become "Settled". whistling.gif
stargate8
post Jun 3 2018, 12:14 PM

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QUOTE(fairylord @ Jun 3 2018, 12:05 PM)
hehe, welcome to the house  rclxm9.gif

If you have Barcelona Card, should quickly enjoy 10% this month up to RM100.
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june is normal 2%

may n aug is 10%
TSfairylord
post Jun 3 2018, 12:38 PM

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QUOTE(john123x @ Jun 3 2018, 12:06 PM)
i am a member of BIG Prepaid mastercard.

i gonna review the new card, its fee and its pro and cons.

they got so many cards out already, it kinda show they have problem consolidating into one card.
*
BigPrepaid Vs BigPay


CardPrevious Big Prepaid Master+WebNew BigPay+App
Master/Visa ReloadNAMaster/Visa only
Other Reload ChannelOnline banking/FPX/ATM/BSN or CIMB CounterNA
Reload ChargesFree via CIMB AA Saver SA, Other RM0.50~RM2Levied by Bank partners, so far FREE
Oversea SwipeForex Wallet-Exchange and store when cheap for future useInstant Exchange
Currency Conversion Fee1% + network chargesNetwork charges only until further notice
Cross Border Fee0.5% + network chargesWaived until further notice
Oversea ATM WithdrawalRM10 or 2% of withdrawal amount, whichever higherOnly RM10 until further notice
inactive FeeMonthly RM2.50Waived till further notice
Peer Fund Instant TransferNoYes and Free
BigPoints (BP)Oversea only RM2=1BPReload RM50=1BP, Domestic RM20=1BP, Oversea RM2=1BP (to be confirmed)
Discount on AA Add-OnNoDiscount RM2 on Luggage/Meal
Free Referral RM10+RM10NoYes


Any more details to add? Please feedback, will add in and update on Post #01 later.
Foresee more benefit on the development roadmap, but be ready those "waived until further notice"-Fees to be imposed in near future.

This post has been edited by fairylord: Jun 3 2018, 12:42 PM
TSfairylord
post Jun 3 2018, 12:39 PM

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QUOTE(stargate8 @ Jun 3 2018, 12:14 PM)
june is normal 2%

may n aug is 10%
*
Sorry, I'm still in May bangwall.gif bangwall.gif
stargate8
post Jun 3 2018, 12:44 PM

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QUOTE(fairylord @ Jun 3 2018, 12:39 PM)
Sorry, I'm still in May  bangwall.gif  bangwall.gif
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hahaha 3jun dy wake up

but bigpay pending points should display in app, funny it disappear just like that, still can see upon purchase done, after wake up this morning its gone, software engineer problem ke
john123x
post Jun 3 2018, 12:45 PM

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QUOTE(fairylord @ Jun 3 2018, 12:38 PM)
BigPrepaid Vs BigPay


Any more details to add? Please feedback, will add in and update on Post #01 later.
Foresee more benefit on the development roadmap, but be ready those "waived until further notice"-Fees to be imposed in near future.
*
i think BIG Prepaid can combo with bigpayme temporary because bigpayme doesnt have "Online banking/FPX/ATM/BSN or CIMB Counter" reload channel yet.

i mean reload BIG prepaid using online banking, transfer to bigpayme?

i wonder if it works?
TSfairylord
post Jun 3 2018, 12:49 PM

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QUOTE(john123x @ Jun 3 2018, 12:45 PM)
i think BIG Prepaid can combo with bigpayme temporary because bigpayme doesnt  have "Online banking/FPX/ATM/BSN or CIMB Counter" reload channel yet.

i mean reload BIG prepaid using online banking, transfer to bigpayme?

i wonder if it works?
*
Hehe, why would you since Reload with CC could enjoy cashback. whistling.gif
TSfairylord
post Jun 3 2018, 12:58 PM

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QUOTE(svefz @ Jun 1 2018, 09:52 PM)
Prepaid card can be overswipe and no issue with GE payment thumbup.gif
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QUOTE(celaw @ Jun 1 2018, 09:57 PM)
Wow, that's a good news. Then we dont need worry for auto debit where need to always take care of account. haha
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QUOTE(svefz @ Jun 1 2018, 10:53 PM)
Yes. I am surprised that the transaction can go thru. But the second transaction decline automatically
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QUOTE(MGM @ Jun 1 2018, 11:20 PM)
Will there be any charges or interest?
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svefz, if there is charges or interest, don't mind share the details here, thumbup.gif
hye
post Jun 3 2018, 01:07 PM

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One thing I noticed using this card is that
- transaction is accepted and then it is rejected. (reloading my SG prepaid)
- transaction is rejected and then it is accepted. (pay bills via PayOnline)

Did cause a fair bit of anxiety as not sure whether transaction went through or not. Monies already deducted from BigPay account. In the case of my SG prepaid, prepaid credit stays in my account despite the "rejected" notice which earlier received.

This post has been edited by hye: Jun 3 2018, 01:08 PM
hye
post Jun 3 2018, 01:10 PM

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QUOTE(fairylord @ Jun 3 2018, 12:38 PM)
BigPrepaid Vs BigPay

Foresee more benefit on the development roadmap, but be ready those "waived until further notice"-Fees to be imposed in near future.
*
I believe the attraction of this card is the waiver of these fees and attractive forex rates.
Once BP starts to impose these charges then it'll make the card less desirable.

This post has been edited by hye: Jun 3 2018, 01:11 PM
TSfairylord
post Jun 3 2018, 01:12 PM

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QUOTE(hye @ Jun 3 2018, 01:07 PM)
One thing I noticed using this card is that
- transaction is accepted and then it is rejected. (reloading my SG prepaid)
- transaction is rejected and then it is accepted. (pay bills via PayOnline)

Did cause a fair bit of anxiety as not sure whether transaction went through or not. Monies already deducted from BigPay account. In the case of my SG prepaid, prepaid credit stays in my account despite the "rejected" notice which earlier received.
*
When i used on Shopee, the Payment screen in Shopee Apps shows "Error bla bla bla", not even pop up the page for OTP code yet, the money already been deducted, nervous caused me quickly contact Shopee and BigPay via email, after shooting nasty email icon_question.gif , yet to receive any reply from both party, the Apps after 10+ min shows back the amount deducted...and unhappiness has occurred. console.gif

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