hi all!
i m newbie in dealing with postage,
so i got few question to ask.
1) if the buyer use online banking to transfer money to my bsn account, how many day will it take to transfer?
2) bsn can use online checking? coz if everyday needs to go bank check will me not easy for me coz the bank is far frm my house and school.

i asking coz i went to bank juz now and ask for my balance but there is no active banking currently, and i dealing wif a forummer that he clams he had bank in the money to me and he juz giv me the reference number so i cant do anything.

anyone help me.

thanks.

regards,
hurricane21

normally it just next businesss day or 2 days if ur customer banked in by GIRO Interbank transfer

p/s:do always check ur balance,dont send the item if u havent received the money,if didnt received after the next business day,contact bank just a friendly reminder

This post has been edited by QD_buyer: Nov 22 2007, 02:15 PM

hi is u!
i dunno la,
the buyer din even send me slip, only reference number.
den juz now i go bank and juz say the update of my 2 previous deal oni.
btw, the buyer using OCBC bank, anyway to check?
i juz scare he reli got bank in but i din notice later he say me scaming.

regards.

For your case, I assumed that the other party using online funds transfer to your BSN account right?
Then, you might have to wait 2 - 3 working days to clear the transaction.

You can tell the buyer that you will deliver the items once the transaction have cleared. Hope it helps~

Inter banking will spent 2 - 3 days for transaction.

need 1-2 working days...after that only the sum will be in your BSN acc..if u serious want to trade, better apply for maybank acc....

thanks all for reminding me.
i m thinking to apply a mybank account but i juz 15 y/o can go bank apply alone without parent?

regards.

maybank has imteen account for teenagers from age 12-17 i think. u need ur parents to sign letter indemnity or something like that. but it's urs to freely use. can even do online banking =)

visit maybank website for more details la..

register ur account at maybank as student. need deposit rm200 for student if i not mistaken.. then they will tell u how to sign in next at maybank2u.com easy and fast. from my experience maybank interbank transfer la, take 2 days to process. they charge u rm2 for interbank transfer, free to 3rd party (same maybank) transfer. maybank is the easiest and faster imo.

do i have to just go to any of the maybank branch to sign up for a new acc? and then jus ask for the online pin to do online banking?

This post has been edited by babysept: Dec 5 2007, 08:07 AM

yep. but need some deposit to open new account. dont forget to bring your IC of course.

parents IC also need.

mm but i read online their web said minimum deposit RM50. bring more la in case

ooo.. okie okie..

jus bring ori IC? or do i need to bring photostat copy as well?

erm, i hav to just walk over to the customer service counter to open an acc o_O?

just bring ori IC. they will photostat for u. just ask the person at customer counter.. sure they will help.

maybank.. minumum to open an account - rm250...
u can take back the rm240 after all registration complete and need leave atleast rm10 in the bank account.. need IC, house bills such water bill and electricity bill, no need parent IC... if student, make sure bring student card..

For under 18 maybank2u can only check account summary but cant make online transfer.
Better bring parents when you want to open an account and last time need RM250 for the deposit.

huh.. how come need water bills or electricity bill??

is dat necessary??

im about 18 but.. do i still need those??

No need..
Just bring Original IC to the counter and open a saving account. Thats all~
As previous reply, you need at least RM 250 deposit for personal saving account. If under certain condition like student or open a saving account under your working company, you just need to deposit at least RM 10 to open a saving account.

Cheers~

haha.. thanks for all the help.. got mine this afternoon..

wanted to go register for the online banking thingy, but it seems, the website is having some probz, i couldnt even log in..

is anyone havin the same probz as me?

They (Maybank) in idle mode between 12am - 6am. Should be able to access the Maybank2U after 6am.

I also use bsn. But after i apply maybank i think bsn is better. BSN will be starting their online banking next year. Maybank is so stupid. Im so pissed off.
For under 18 the seriously dun let u do anything. Only can take 200 ringgit a day . Online banking u cannot transfer to other account bcoz under 18. and lots more la. Anyways the online banking, anyone here under 18 got try b4? for maybank.?

QUOTE(hurricane21 @ Nov 22 2007, 01:45 PM)

hi all!
i m newbie in dealing with postage,
so i got few question to ask.
1) if the buyer use online banking to transfer money to my bsn account, how many day will it take to transfer?
2) bsn can use online checking? coz if everyday needs to go bank check will me not easy for me coz the bank is far frm my house and school.

i asking coz i went to bank juz now and ask for my balance but there is no active banking currently, and i dealing wif a forummer that he clams he had bank in the money to me and he juz giv me the reference number so i cant do anything.

anyone help me.

thanks.

regards,
hurricane21

For all the answers no one answered your original question,
Let me help you with those then.

1. Unless its via BSN to BSN it will take effect instantenously. No matter what bank though as long as its Interbank it will take between 2-3 days for it to appear in your account. In which case if you are the seller hang tight, dont send the item yet till the item is in your hand. If you are the buyer, give the seller the benefit of the bank wait time. Itll take some time for the transfer to complete.

2. BSN sadly is still behind in that you cant check your account online with them. I have an account with most of the banks and BSN well, it has its plus points but for Internet transactions, well they are still building up on that. If you wanna check your balance though, you can do what I do, register a BSN SMS account with them. Registration can be done via the GIRO machine, after which you can do all sort of transactions without even going to the Bank. You can pay bill ( assuming you already have to pay for bills at 15 ), transfer cash, check balance and all sort of other actions via SMS. Your SMS is protected with a special pin which will be sent to your phone and also another pin which needs to be combined when you register at the ATM machine.

The manual is also found at the counters or at BSN Website Here.

Hope that helps

yea i tried. nthing much u can do online with the under 18 acc