why izzit so expensive? even a 800-900sqf condo (with pool, gym etc) 3 bedrooms 2 bathroom in KL costs around RM160k (depends on which part, i mean cheras, last year price)....

if u want me to choose in between that 2, i'll choose the second. Because it got more space and rooms. 1 room will never enough i tell u...
I dun think there's 40 years loan, at most usually 30 years...
Have u calculate 10% downpayment + lawyer fees (200k hse could have fees above 5k) + renovations + furniture.

Btw, there's is a property forum..