Only 10k you complaint. Someone owe me 6 digit and also scammed and cause me chase by debt collectors for another 50k.

After my family payout the 50k debt still add another 4 digit debt to me.

In total plus the debt he owe me more than 300k already but never pay a single cent.

Conclusion if I ever see himand his gang in accident I be a stranger and walkaway. Pointless helping this kind of people. He cause alot of people in debt and also refuse to save one fellow resulting in him becoming oku.

He from rich family with multiple property all over the country. He and his family can settle everyone debt but refuse and if sue also failed cause no proof yeah some sue him before but failed.

His type and his gang modus operandi is brainwash anyone including own best buddies into investing his business which is profitable but he made it profit loss instead then buddies become victims to debt collectors and he go scot free. This is local scamming method not from china or india or cambodia.

During covid19 still on scamming spree. After covid19 dont know but wont bother to find out. He and his gang always made themselves selfpity like a beggar begging for money but is actually fithly rich in disguise.

My loss is much higher than yours 10k if thats any consolation to you.

And I came across a post here years ago theres a k here who knew his family. Dont know ask me who cause I dont remember cause that time I am still in depression big time.

If he's serious about it he already repay the figure

At least bit by bit monthly basis already good enough to indicate he's serious paying his debt 😻💦✨

Reality some people don't even pay back rm100 let alone 10k or more.

The higher the sum, the lower the chances of getting the money back. To my mind, with the exception of genuine cases where people really do not have the money to accomplish something noble such as sending one of their kids to local university despite already secured a spot etc., majority of people who borrow money are not genuine and selfish. I won't elaborate more as other people here have shared their cases earlier on the bad experiences.

If it's a low sum of RM100 up to 500, chances are high that you will get the money back, though that will depend on the character of the person. If it's a lousy fellow, even though he/she already has the funds, the money won't be returned to you. For the money which I have lent to my colleagues more than 2 decades ago, I got all of it back. It's in the region of RM100 to 200 only.

I just recalled, there was one instance a colleague borrowed RM1,000 from me I think, it was about 10 or 11 years ago. After some pestering I realised it isn't going to be easy to have him return the money, so I figured out a way and fortunately it worked for me. I asked him to sign a letter to give permission to the HR department to deduct the amount which he borrowed from me, to be transferred to my bank account. Luckily he signed it and I got all my money back. If it's a crook I would have lost that RM1k.

We all learn from experiences. Once bitten twice shy. Next time, no more. Usually people who borrow money from me are not friends but colleagues in the lower rank, not really close colleagues. Sorry to say but I'll say it again. In my book, 'friends' who borrow money are not friends but people who can't manage their own life and financial. Or perhaps they are capable and are doing well but have a bad habit of putting their kind friends in trouble by not returning the money which was borrowed.

This post has been edited by ryder_78: Apr 23 2026, 08:09 AM

And guess what. That 'colleague' who borrowed the 1k from me, he actually sent my details to an Ah Long who actually contacted me several months later, stating that a person who borrowed from them had given my details stating that I am a relative. Terrible guy, to have a colleague submit my details to an Ah Long for the money he had borrowed. I told the Ah Long that the guy is not my relative and he apologised. All conversation via Whatsapp.

As I have guessed it, most people who have the habit of borrowing money are up to no good. This one brought it up to the next level although I managed to get him return the money.

The best way, consider burned as the person will not paying back his debt, move on and lesson learned for not easily let people borrow your money, especially in huge amount 😔💦

No money to lend. So never kenna this problem.

You can file a police report if your friend really really hard to deal with and keep delaying, yes this can eventually ended up a court case.

Many years ago I also encountered situation like yours, borrowed 3k and promised to pay with 2 months. Time's up, all I get is excuses and delay. After so many reminders, I filed a police report and the police advice me if he still giving excuses then I can take this to the court which will put him into a very serious situation. You better keep all the text, receipt you bank in to his account also as evidence.

This post has been edited by Napalm_man: May 7 2026, 11:26 AM

I'm surprised they entertained you to file your police report since it's a civil matter. Is the report required to bring the debtor to court?

That time they said yes, like as evidence. I also didn't know that this kinds of matter can be brought to the court, until the police told me so.

True friend no need to chase, they will come back to you either return all your money or borrow more money.

Pray for only one.

Return all the money ✅
Borrow more money, just say no, don't encourage it 😎💦

This post has been edited by GamersFamilia: May 7 2026, 07:43 PM

Never ever lend money to anyone.

Not even to a close friend or relative.

True setori.

Many many years ago, I was in desperate need of cash.

A friend loaned me £10k. I promised to pay back after I get some do$h from a sale of property.

When the money came through, before I even spent a single sen on myself, I transferred immediately £10k to this friend plus interest rate of 3% (which he didn’t ask for). I thought that’s only a fair deal.

Very grateful that my friend stepped forward to help.

This post has been edited by overthemoon: May 8 2026, 12:11 AM

It’s charity when u give and he borrows ..

But if you have friend tat pays u back. Its priceless, u better cling tied on this kinda priceless friendship…simple non existence days liddat..

You are very lucky that Ah Long very understanding but not many Ah Long that understanding. I remember got one time while the company earning big money suddenly he wanted to take loan from Ah Long I was like wtf and he keep pressing me to agree when he failed his other family push me again but I give a stern reply a big no.

Come to think of it his gang probably going to use my information to take loan and let me take the fall.

I was more surprised than worried that an Ah Long contacted me to be frank. Also, if you think about it, any crooked borrowers who took a loan from Ah Long could submit any references including friends or relatives not close to him, and not his own family members.

Anyway that Ah Long who contacted me is a Malay, and my colleague who is my subordinate who borrowed the money from the Ah Long is also a Malay. All the time I thought most if not all Ah Longs are Chinese, looks like I was mistaken.

seriously can do that?

why would you even trust anyone with that sum of money without any documentation?

This post has been edited by deejay_krish: May 8 2026, 08:07 AM