return money via installment, make sure you document it properly, else later he claim he had returned x amount but only return y amount.

the sad truth is
we end up being the beggar

one of the top reasons how friendships fade away come to an abrupt end
instant enemy

got mutual friend group? ask for your money back in front of everyone

Each time friends want to borrow money. I declined. Not worth the hassle.

Seeing them living lavishly and flaunted their so-called wealth & travel pics on socmeds and suddenly want to borrow money? Lol F-off.

1. offer him to return 9500, 500 kasi dia and you learnt a lesson

2. try to make friend with his boss hint you can bad mouth him

3. try to get close with his gf/wife hint will green hat if no pay

4. tell him to pay otherwise you will contact his company. may trigger his employer to conduct internal checking, if he scares then he will pay

If you got proved like a black and white statement or a screenshot of the transaction of the money, just make a police report, lets the police deal with him 🙂

ikut cara ni

The person will straight away block TS from his social media account, this type of people very smart getting away from paying debt

at least people around ts and ts's debtors will know he the type who run away from debts. the only way to remove this shameful is to pay and ask ts to post about debt payment settlement or to remove the old post

today is about viral power

If he blocked ts via fb after the post been posted for a while then people will know especially on his friendlist but if he blocked ts earlier, no chance unless ts knew some of his friend in the friendlist which is also might ts friends or what so ever

Another that ts can do, use tik tok to viral this issue but he must provide all the black and white evidence 🙂✨😻

Kira gone. Halalkan saja. Susah if lend money to family and friends.

Bro, you can consider Small Claim Court.

Filing fee is rm20. Max you can claim back is rm5000.
It is cheaper than civil case where lawyer fee will eat up all the money.

You need to have his address and IC number though.

Do a John Wick, like unker

Can do 2 time? 1st rm5k suksess and close case. Open 2nd 1.

I think it should be fine if it is 2 separate rm5k loans under 2 separate agreements.

If rm10k is under one loan and you wish to split into 2 cases, then court is likely to reject.

Best check with the Court itself.

This post has been edited by staind: Apr 20 2026, 02:23 PM

If all the above method fail, last can consider this.

THis is something new to me, can file a case with the Small Claims court to reclaim borrowed funds where there is no signed contract between borrower and lender!

Anyway I presume this will only work if there is some evidence such as transfer of funds via online banking and histroy in whatsapp messages which show the lending of money. If the 'transaction' is via cash without any sort of evidence (Whatsapp messages), then it won't work.

You need to have evidence ya.
Small claim court is only applicable to individual and not against business ya.

I filed a claim recently against an individual. My Court hearing will be in June. The strange thing is that I met 2 individual who were filing their case against business owner. Supposingly, this procedure is only for individual but yet Court accepted their cases against business entity.
I wonder if their case will be thrown out on the first day.

In Civil case, the Court’s judgement is based on “balance of probability”. This means Court will consider a claim is likely to be true if Plaintiff has evidence that can convince his case ie proof more than 50%.
Criminal case is of much higher standards ie “beyond reasonable doubt” which require the Prosecutor to be almost certain.
So, it is likely that the judgement will still side plaintiff when there is trace of evidence that proof loan was indeed being given.


Form Google AI:
What Can Be Claimed?
Debts and Loans: Unpaid personal loans, informal loans to friends/family, or money owed by individuals.
Breach of Contract: Disputes arising from agreements where the value does not exceed RM5,000.
Landlord and Tenant Disputes: Unpaid rent or refund of deposit.
Service Disputes: Unpaid invoices for services rendered (e.g., renovation, photography).
Property/Motor Vehicle Disputes: Cost of repairs for minor accidents or damage to personal belongings.


Key Requirements & Limitations
Amount: The claim amount cannot exceed RM5,000.
Plaintiff: Only individuals can file; businesses/companies usually cannot use this procedure to file claims.
Legal Representation: No lawyers allowed; both parties represent themselves.
Time Limit: Filing must be done within 6 years of the incident.

This post has been edited by staind: Apr 20 2026, 03:31 PM

Yes, I checked from Google AI earlier before posting.

Anyway, separate matter on all this borrowing and lending. This is the way I look at things, my opinion. There are many types of borrowers who attempt to seek financial assistance from friends for various reasons. The amount also varies. To me, one manages his own life and financial. To seek financial assistance from somebody else shows incompetence unless one is genuinely in a dire state, people who don't have much in savings and need money to sustain life, the basic necessities such as food, clothing etc. In this sense, it's not so much about borrowing money as the individuals will not be able to return. It may be donation from elsewhere.

Many reasons of borrowing, to start up a business, business failure requiring funds to salvage, sending kids to university etc. As mentioned earlier, one manages his own finances. If business and a large sum, one can borrow from banks. If for more personal reasons, if one doesn't have the money, either don't do it although some people have a bad habit of borrowing money to pursue his/her goals. As I have mentioned earlier in this thread, people have borrowed money from me when I was younger though it's just a small sum in the range of RM100 to ~500. In all those instances I would expect them to return the money, and all of them did fully return the money although one only returned partially until I left the company. In all these instances they are colleagues in the same company, not really close friends. Just colleagues in a lower hierarchy of job scope.

Fortunately I don't have any friends who asked for money. Even if they did ask, I would likely reject if it's a big sum, knowing the risk of not getting the money back. As mentioned earlier, in my book people who borrow money do not reflect well on themselves. As I've predicted, some or most who have borrowed are dishonest, or to put it mildly, good for nothing individuals as the it was later found that the 'friend' who borrowed the money was away for holiday(Italy, France? ) while the people who lent the money struggled to recover the funds.

There were more genuine cases of people who are borrowing. Genuine people who really need the money. It was a long time ago, 50 years ago or longer, one of our relatives are quite poor and do not have much to send one of the children to a local university. My dad and other relatives pooled our resources and provided the funds. I'm not sure if they returned but we didn't expect them to return and treated it as a donation.

This post has been edited by ryder_78: Apr 20 2026, 03:50 PM

Well, there are always people that do not have intention to repay their loan from the beginning.

I rejected a few requests in my life and also loaned out some. Like many pointed out, it is non recoverable especially to relatives.

There was also cases where it took forever to payback and causes a lot of mental anguish to me.