Jul 7 2009, 03:41 PM
QUOTE(idoblu @ Jun 23 2009, 12:25 PM)
went to talk to OCBC today. quite good also their system. its like flexi but no monthly fee. if and when you withdraw then only you pay RM10.
what i like is its very clear cut. their payment slip has 2 check boxes. one for Installment and one for Capital Repayment. If you check Capital Repayment, and you bank in say 20k, that 20k you can still withdraw. If you check the Installment box, that 20k is consider as advance payment. So the next few months, you wont need to pay anything if you wish.
Both will reduce interest charges.
Non-Zero moving cost rate is -2.4%. 5 years lock in and 3% penalty.
the non zero can also get finance non zero cost. same blr -2.4% 5 year lock in and 3% penalty.what i like is its very clear cut. their payment slip has 2 check boxes. one for Installment and one for Capital Repayment. If you check Capital Repayment, and you bank in say 20k, that 20k you can still withdraw. If you check the Installment box, that 20k is consider as advance payment. So the next few months, you wont need to pay anything if you wish.
Both will reduce interest charges.
Non-Zero moving cost rate is -2.4%. 5 years lock in and 3% penalty.
Use for those who dont have sufficient cash in their hand.
but all this is base on promotion, there is no guarantee.
since their board rate is -1.8%.
This post has been edited by yssee85: Jul 7 2009, 03:42 PM
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