@Errie,
I don't understand what U mean by if we take a 100k loan and dump 100k in, the bank won't charge us interest.

Also, if we had the 100k to put into the bank, Y would we need the loan in the first place?

@kenji1903,
Yes I'm quite sure there would be some surcharges incurred cause banks are going to need to make $. It just doesn't make $en$e for an individual to put those $ in the bank and take out a loan equivalent to the same amount. It also doesn't make $en$e for the bank to allow that cause they aren't going to benefit from it; other than the fact that they know U'll be able to pay up the principal sum but hey it doesn't draw lots of profits due 0% interest charged.

@Pai,
It only benefits one if there are no additional charges. Also, I don't see how it benefits the bank hence am surprised.

@Pai,
Now we're talking - there is a surcharge for the service rendered unlike what was mentioned previously. Also, I do get free lunches and I really ain't hot