Interesting topics....

1) flexi loan is good if bank doesn't charge any maintenance fees monthly.....
2) flexi loan is risky compare to fixed loan as there is BLR...try get those with highest BLR - XX%
3) flexi loan is good for people with more cash that needs flexibility
4) flexi loan is good in saving interest rather than earning interest from FD (e.g. Now (BLR - 1.8%) > 2.5% FD)
5) flexi loan is good because allows flexibility in pre-payment (choose those bank with $0.00 charges)

With the features of pre-payment, you will shorten loan period and save interest $$$!