One should only consider flexi loans when they have plenty of cash in hand.

OMG.....they r finally here.............

"charge" i believe is an understatement, think "rip-off" would best describe their "fees".

Tinkerbel, liquidity is the name of the game. No point tying all your $$$$$ into your property due to its poor liquidity.

I'd do exactly what Errie suggested. That way, I have spare cash to capitalize on better investment opprtunity and could potentially pay 0%. Win-win IMO.

Tinkerbel,

There's no free lunch (unless u r extremely hot, that is ;p ), hence why there's usually the RM10 maintenance fee for the loan a/c.

To portgage loan prospects, pls check your loan LO throughly prior signing, as there might be hidden clauses that could cot u more than initially anticipated.

I'd rather pay RM10 p/m and save few hundred or thousands in interest per month. Dont want to be penny-wise, pound foolish


lucky u.............no one wants to buy me lunch.................