report and claim insurance are mutually exclusive

u can report but choose not to claim insurance and settle outside if its not too serious

this

my sis in law car got ram into by a drunken chao ah beng

chao ah beng still dare to come down and lansi her say her car block the road

then he left the scene without leaving number

so she went to police station, file report and get inspector to help with insurance and workshop recommendation

inspector did the rest, even found the ah beng and got him to pay the repairs with his insurance