For some strange reason the Public Bank app request to sign in again, maybe due to app update? I try to sign in again and the app ask to register token to my phone. Then it ask me to go to bank to activate via PB ATM machine. Problem is my debit card have expired long ago and I never bother to update it because I only use PB exclusively to pay house loan and also don't want to pay unnecessary ATM fees. So can the app be activated without the need to apply for ATM card and just go to the counter?