In simple words, how much extra to pay for a Myvi or Bezza?

few hundred....but that's nothing compared to what you're about to pay out of pocket now

really really depends on luck
if u add-on every year or every entry...thn it's not luck, it's persistent that pays off

same as windscreen as well, pay RM300 every year as opposed to few thousand out of pocket if really crack

Good for economy.

Maybe just don't drive to Hatyai and take a flight instead?

Drive to thai, then flood happens. When flood is gone, go police station and say car got stolen in thai. Money come, money come

"go hatyai ? Travel insurance myr 61 ? - haiyah, waste money, go hatyai only, eat tumyum better"

Extension 101, can buy short term coverage of at least one week, buy it after you know the travel period or buy 1 month coverage since it's not expensive.

One week, 20% x your normal insurance premium x 1/8

One month, 20% x insurance premium x 1/4

Example 20% x rm2000 x 1/8 = RM50

Or maybe buy one month coverage to be more flexible in the travel period. But you can also change the starting date to a later date. You need to inform your insurance agent ahead of the starting date of course.

Special perils, as in the news article...around 0.2% of the vehicle’s insured sum.

even if relaible local shop,
but what if later they potong, kasi quick fix cause they know you are not local, you going to go back to complain?

later police investigate, found car not stolen....

insurance fraud, false police report....

jail come, jail come

most go Hatyai to cheong

why the fuss

just go Pucheong and use that extra money to get a better quality of your choice

Special perils should be compulsory for all car insurance as there is high chance of it in the current weather

ya we all know the scam that you sell as
comprehensive but T&C say it is far from comprehensive

and who has so much money to buy real comprehensive insurance ?

This post has been edited by Redhunt: Dec 3 2025, 01:04 PM

Many Malaysian got Thai wife, ask your in-law family to monitor. BTW, I did mentioned reliable.

Normal insurance pon many already need to pay thru installment.
Confirm they can't afford additional coverage.

Like they care

Who care, who care

that's why have to set the car on fire first.

if found, can say thieves took the car for joy ride then left after causing accident

That’s car accident no special peril also can cover