of course not enough la
you give me 5m i also say not enough
diu
Couple pension monthly RM7k + RM1m, x cukup..
Couple pension monthly RM7k + RM1m, x cukup..
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Yesterday, 09:16 PM
Show posts by this member only | IPv6 | Post
#21
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Senior Member
1,126 posts Joined: Jun 2015 |
of course not enough la
you give me 5m i also say not enough diu |
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Yesterday, 09:24 PM
Show posts by this member only | IPv6 | Post
#22
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Senior Member
5,613 posts Joined: Jun 2006 From: Cyberjaya, Shah Alam, Ipoh |
QUOTE(vhs @ Dec 2 2025, 06:42 PM) At least Japan has universal health care for all citizens to reduce their medical expense burdens. Over here, you either pay for expensive insurance with ceiling cap and unexpected hidden exclusion clauses, or prepare for a bomb expense, or prepare to wait in a long queue for critical illness treatment. Most of the biggest worry will come from unexpected medical expense in the golden years. The usual /k argument other country always better than us.See the thread here: https://forum.lowyat.net/topic/5546888 Meaning you pay for expensive private insurance still not guarantee it will help you when the time comes. That's why universal health care has some advantages. Do you know their universal healthcare, theres a mandatory deduction from their payslip? It almost similar to UK style healtchare insurance tax on their payslip. Mesia gomen got take % monthly from ur payslip wonot too fund our free kkm singgek healthcare? It depends a bit on the prefecture in Japan — but here’s a typical case for a salaried worker paying for universal healthcare / social insurance in 2025.  • For health insurance under Japan Health Insurance Association (Kenko-Hoken), the employee share is about 4.95% of standard monthly salary.  • If the employee is aged 40–64, there is an additional long-term/nursing-care insurance charge of around 0.8% (shared equally between employee and employer). So in the future, you ok mesia gomen take 5%+ monthly from your payslip to fund your universal healthcare that you may or may not use? This post has been edited by max_cavalera: Yesterday, 09:30 PM |
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Yesterday, 09:46 PM
Show posts by this member only | IPv6 | Post
#23
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Senior Member
1,636 posts Joined: Aug 2005 From: Vault 13 |
QUOTE(max_cavalera @ Dec 2 2025, 09:24 PM) The usual /k argument other country always better than us. If health insurance keep going up then might as well implement this.Do you know their universal healthcare, theres a mandatory deduction from their payslip? It almost similar to UK style healtchare insurance tax on their payslip. Mesia gomen got take % monthly from ur payslip wonot too fund our free kkm singgek healthcare? It depends a bit on the prefecture in Japan — but here’s a typical case for a salaried worker paying for universal healthcare / social insurance in 2025.  • For health insurance under Japan Health Insurance Association (Kenko-Hoken), the employee share is about 4.95% of standard monthly salary.  • If the employee is aged 40–64, there is an additional long-term/nursing-care insurance charge of around 0.8% (shared equally between employee and employer). So in the future, you ok mesia gomen take 5%+ monthly from your payslip to fund your universal healthcare that you may or may not use? Save on med insurance and you can stamp out the insurance+private health care cartel that is sucking us dry |
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Yesterday, 09:47 PM
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Junior Member
90 posts Joined: May 2022 |
QUOTE(max_cavalera @ Dec 2 2025, 09:24 PM) The usual /k argument other country always better than us. Actually like it or not, you are going to get that deduction anyway for one reason or the other. By my point was not about this. My point was the worth of that amount that they are receiving, at least that does not have the additional worry that medical expenses gonna suddenly create a huge problem for them. Meanwhile same amount of money in Malaysia will have that hidden worry. Private health care insurance could be a substitute for a national health care plan, but there is always hidden concerns that when you truly need it, you cannot get your claim unlike a national health care which do not have such conditions. We already heard how Malaysia private health care can decide for you what kind of treatment you can get, instead of what is best for you.Do you know their universal healthcare, theres a mandatory deduction from their payslip? It almost similar to UK style healtchare insurance tax on their payslip. Mesia gomen got take % monthly from ur payslip wonot too fund our free kkm singgek healthcare? It depends a bit on the prefecture in Japan — but here’s a typical case for a salaried worker paying for universal healthcare / social insurance in 2025.  • For health insurance under Japan Health Insurance Association (Kenko-Hoken), the employee share is about 4.95% of standard monthly salary.  • If the employee is aged 40–64, there is an additional long-term/nursing-care insurance charge of around 0.8% (shared equally between employee and employer). So in the future, you ok mesia gomen take 5%+ monthly from your payslip to fund your universal healthcare that you may or may not use? This post has been edited by vhs: Yesterday, 09:52 PM |
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Yesterday, 09:49 PM
Show posts by this member only | IPv6 | Post
#25
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Senior Member
5,613 posts Joined: Jun 2006 From: Cyberjaya, Shah Alam, Ipoh |
QUOTE(killdavid @ Dec 2 2025, 10:46 PM) If health insurance keep going up then might as well implement this. I have no doubt in 5-10 years time mesia wont generate yinuf moneh to fully fund our kkm singgek annual budget expenditure. Save on med insurance and you can stamp out the insurance+private health care cartel that is sucking us dry But i think they will gradually cut ron95 subsidy in stages to cover the yearly increasing budget until absolute minimum. Then once deficit grow larger. Theres no other choice but to charge national healthcare tax 2.5-5% from all our salary to help cover the kkm budget… This post has been edited by max_cavalera: Yesterday, 09:50 PM |
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Yesterday, 09:51 PM
Show posts by this member only | IPv6 | Post
#26
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Senior Member
1,636 posts Joined: Aug 2005 From: Vault 13 |
QUOTE(max_cavalera @ Dec 2 2025, 09:49 PM) I have no doubt in 5-10 years time mesia wont generate yinuf moneh to fully fund our kkm singgek annual budget expenditure. Kkm singgit only for senior citizens.But i think they will gradually cut ron95 subsidy in stages to cover the yearly increasing budget until absolute minimum. Then once deficit grow larger. Theres no other choice but to charge national healthcare tax 2.5-5% from all our salary to help cover the kkm budget… Then the young not burdended by their parent's healthcare |
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Yesterday, 10:15 PM
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Senior Member
867 posts Joined: Feb 2005 |
go retire in thailand or vietnam
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Yesterday, 10:36 PM
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Senior Member
3,580 posts Joined: Oct 2007 From: everywhere in sabah |
lemme tell you what the real problem is
the real problem isn't money, it's mindset and perception young people can travel just fine with minimal $$$ the problem with baby boomers is their perception of travel is shopping that perception needs to change, you're travelling to see the world...NOT shopping u already retired, you don't need to buy this and that for him and her This post has been edited by MR_alien: Yesterday, 10:37 PM |
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