we were having a discussion in the office where i tried to justify that RM297/m is actually cheaper for some people, instead of taking a lump sum loan that adds around RM30k, which maybe some people just can't afford.

i tried to point out the bodoness of buying a cuckoo AC on rental for 5 years, which totals RM6,000 for a 1.0 HP unit, which is ridiculous.
but for those who don't have RM6,000 upfront, they'll still prefer paying RM100/m even though, in the long run, it's still ridiculous.

but then i remembered, the body itself is RM80k.

ahhh syiballll..
rest my case.

sime darby, pls lock me into milking parlor for 9 years

Let's say you sell car after two years

U spend only below 90k, include battery

Resell for 70k, ...only drop 20k

If. Buy china brand, after 2 years price drop 40k

This is the point many puak kecam miss

Maybe some T20 can help test the waters for a year, then sell it back to P2 just to see the resale value.

Do good, get good karma — at least you’ll help the B40 and M40 decide if this car is even worth considering. 

Haha, and the scheme seem like really caters to the B40 and M40 groups — and here’s why I say so.

You can always see cases with ICE cars where the owner lapses on loan payments but still continues driving; some even take out a parang and fight with the company that comes to tarik the car.

With this scheme, if you don’t pay, the software kill switch activates immediately, so you simply can’t drive — basically it’s designed exactly for that kind of scenario.

But again, with just RM300 per month, many in the B40 and M40 groups might easily sign up and end up trapped in debt because they may not have strong financial awareness.